# Quark After vs KaviPay

The clearest difference is ads: KaviPay at none against Quark After's shown. Quark After's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Quark After ships an update every 3 weeks, KaviPay every 2 months. The most recent releases landed on October 8, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Quark After | KaviPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kavipay/id6759305057/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | — | Free |
| Size | 40 MB | 39 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JIAOZI FINANCIAL TECHNOLOGY CO., LIMITED](https://appshunter.io/developer/1731653301) | [Kavipay Limited](https://appshunter.io/developer/1896778352) |

## What reviewers say

### Quark After

[App page](https://appshunter.io/ios/app/quark-after/id6749032385)

**Features:** macOS Compatibility

**In-app purchases:** none


### KaviPay

[App page](https://appshunter.io/ios/app/kavipay/id6759305057)

Manage your finances with virtual and physical cards, fund accounts with crypto or Naira, and pay bills instantly. Securely track spending and enjoy global payment capabilities.

**Highlights:** Virtual VISA, Mastercard, Verve, Afrigo cards, Physical Verve and Afrigo cards, Fund with cryptocurrency or Naira, Instant bill payments (electricity, airtime, data), Biometric and two-factor authentication, Spending analytics and reports

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Quark After free?

Quark After is free to download, with no in-app purchases.

### Is KaviPay free?

KaviPay is free to download, with no in-app purchases.

### Do Quark After or KaviPay have ads?

Quark After shows ads; KaviPay does not.

### Which is updated more often, Quark After or KaviPay?

Quark After ships an update every 3 weeks, and KaviPay every 2 months. Most recently, Quark After was updated on October 8, 2026 and KaviPay on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*