# Budget Planner App vs Billy

The clearest difference is review sentiment: Billy at 100% against Budget Planner App's 16%. Billy also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days and Billy sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Planner App ships an update every 2 weeks, Billy every 10 days. The most recent releases landed on October 10, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Budget Planner App | Billy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (181 ratings)](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657/reviews)** | — |
| Number of ratings | **181** | — |
| Positive reviews | 16.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 58 MB | 44 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | +4 |
| Developer | [Dishith Dhanani](https://appshunter.io/developer/1828598857) | [Wesley Fernandes](https://appshunter.io/developer/1882858562) |

## What reviewers say

### Budget Planner App

[App page](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657)

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

**Highlights:** AI-powered expense categorization, Voice input for transactions, Monthly budget creation, Savings and debt tracking, Multi-currency support, Spending insights and charts, Recurring transaction management

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $3.99 | per 7 days |
| Monthly Subscription | $3.99 | per month |
| Monthly Subscription | $7.99 | per month |
| Annual Subscription | $47.99 | per year |
| Zero Lifetime | $29.99 | one-time |
| Lifetime | $29.99 | one-time |


### Billy

[App page](https://appshunter.io/ios/app/billy/id6760142702)

Manage your personal expenses with this app. Create shopping and spending lists, track monthly expenditures, and visualize your financial habits. Set spending goals and organize expenses with color-coded tags for better organization.

**Highlights:** Create and manage shopping and expense lists, Track monthly spending, Set monthly spending goals, Organize expenses by color-coded tags, Share lists with friends and family, Visualize spending with a dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Essential | $1.99 | per month |
| Plano Essential | $1.99 | per month |
| Plano Pro | $2.99 | per month |
| Plano Essential | $11.99 | per year |
| Essential Anual | $11.99 | per year |
| Plano Pro | $22.99 | per year |
| Plano Pro Anual | $22.99 | per year |


## Frequently asked questions

### Is Budget Planner App free?

Budget Planner App is free to download, with in-app purchases available.

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Do Budget Planner App or Billy have ads?

Neither Budget Planner App nor Billy shows ads.

### Which is updated more often, Budget Planner App or Billy?

Budget Planner App ships an update every 2 weeks, and Billy every 10 days. Most recently, Budget Planner App was updated on October 10, 2026 and Billy on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*