# Budget Planner App vs Lumina Wallet

The clearest difference is review sentiment: Lumina Wallet at 100% against Budget Planner App's 19%. Lumina Wallet also leads on rating (5.0 vs 3.9) and in-app purchases (none vs 6). Budget Planner App's advantage is ratings volume (181 vs 14). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days. Lumina Wallet asks for nothing beyond the download.

Lumina Wallet holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Budget Planner App has 181 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 19% of Budget Planner App's written reviews are positive against 100% of Lumina Wallet's.

Budget Planner App ships an update every 2 weeks, Lumina Wallet every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget Planner App | Lumina Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (181 ratings)](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657/reviews) | **[5.0 (14 ratings)](https://appshunter.io/ios/app/lumina-wallet/id6760651380/reviews)** |
| Number of ratings | **181** | 14 |
| Positive reviews | 19.2% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 58 MB | 47 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Dishith Dhanani](https://appshunter.io/developer/1828598857) | [HEDONISME](https://appshunter.io/developer/1885515232) |

## What reviewers say

### Budget Planner App

[App page](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657)

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

**Highlights:** AI-powered expense categorization, Voice input for transactions, Monthly budget creation, Savings and debt tracking, Multi-currency support, Spending insights and charts, Recurring transaction management

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $3.99 | per 7 days |
| Monthly Subscription | $3.99 | per month |
| Monthly Subscription | $7.99 | per month |
| Annual Subscription | $47.99 | per year |
| Zero Lifetime | $29.99 | one-time |
| Lifetime | $29.99 | one-time |


### Lumina Wallet

[App page](https://appshunter.io/ios/app/lumina-wallet/id6760651380)

A secure, non-custodial crypto wallet for managing digital assets across multiple blockchains. It offers features like real-time security scanning, instant token swaps, and direct crypto purchases, putting users in full control of their funds.

**Highlights:** Non-custodial multi-chain crypto wallet, Real-time smart contract scanner, Biometric authentication and PIN protection, Instant token and cross-chain swaps, Real-time portfolio tracking, Connect to dApps via WalletConnect

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Planner App free?

Budget Planner App is free to download, with in-app purchases available.

### Is Lumina Wallet free?

Lumina Wallet is free to download, with no in-app purchases.

### Which has better reviews, Budget Planner App or Lumina Wallet?

Lumina Wallet is rated higher. Budget Planner App averages 3.9 out of 5 from 181 ratings, while Lumina Wallet averages 5.0 from 14 ratings.

### Do Budget Planner App or Lumina Wallet have ads?

Neither Budget Planner App nor Lumina Wallet shows ads.

### Which is updated more often, Budget Planner App or Lumina Wallet?

Budget Planner App ships an update every 2 weeks, and Lumina Wallet every 3 weeks. Most recently, Budget Planner App was updated on October 30, 2026 and Lumina Wallet on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*