# Budget Planner App vs Zero Finance

The clearest difference is iOS requirement: Zero Finance at 15.0 against Budget Planner App's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days and Zero Finance sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Planner App ships an update every 2 weeks, Zero Finance every 3 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Budget Planner App | Zero Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (181 ratings)](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657/reviews)** | — |
| Number of ratings | **181** | — |
| Positive reviews | 19.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 58 MB | 27 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Dishith Dhanani](https://appshunter.io/developer/1828598857) | [ALESSIO BERNARDINI](https://appshunter.io/developer/1896617308) |

## What reviewers say

### Budget Planner App

[App page](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657)

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

**Highlights:** AI-powered expense categorization, Voice input for transactions, Monthly budget creation, Savings and debt tracking, Multi-currency support, Spending insights and charts, Recurring transaction management

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $3.99 | per 7 days |
| Monthly Subscription | $3.99 | per month |
| Monthly Subscription | $7.99 | per month |
| Annual Subscription | $47.99 | per year |
| Zero Lifetime | $29.99 | one-time |
| Lifetime | $29.99 | one-time |


### Zero Finance

[App page](https://appshunter.io/ios/app/zero-finance/id6768940555)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $3.99 | per month |
| Zero Pro Yearly | $24.99 | per year |


## Frequently asked questions

### Is Budget Planner App free?

Budget Planner App is free to download, with in-app purchases available.

### Is Zero Finance free?

Zero Finance is free to download, with in-app purchases available.

### Do Budget Planner App or Zero Finance have ads?

Neither Budget Planner App nor Zero Finance shows ads.

### Which is updated more often, Budget Planner App or Zero Finance?

Budget Planner App ships an update every 2 weeks, and Zero Finance every 3 weeks. Most recently, Budget Planner App was updated on October 30, 2026 and Zero Finance on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*