# Otto vs Expense Tracker

The clearest difference is review sentiment: Otto at 100% against Expense Tracker's 73%. Otto also leads on iOS requirement (15.6 vs 18.0). Expense Tracker's advantage is update cadence (every 4 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Otto sells 1 in-app purchase, starting at $0.99 per month and Expense Tracker sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Otto ships an update every 3 weeks, Expense Tracker every 4 days. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Otto | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **100.0% of reviews** | 72.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 25 MB | 26 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | +4 | 4+ |
| Developer | [Lucas Siqueira](https://appshunter.io/developer/1531326686) | [Wilton Fernandes da Silva](https://appshunter.io/developer/1891234886) |

## What reviewers say

### Otto

[App page](https://appshunter.io/ios/app/otto-expense-tracker/id6749043439)

Effortlessly manage personal finances and understand spending patterns. Gain insights into essential, important, and superfluous expenses with clear charts and behavioral classifications. Access helpful content to improve your financial literacy and maintain control.

**Highlights:** Expense recording, Spending habit tracking, Financial insights and charts, Behavioral classification (survivor, balanced, spender), Expense categorization (essential, important, superfluous), Financial literacy content library, Intuitive user experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Otto Premium | $0.99 | per month |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-paguei/id6762012656)

Effortlessly manage your finances by tracking income and expenses with smart reminders and a clear financial health score. Gamified features like streaks and achievements make staying disciplined engaging. Visualize your financial trends with a beautiful dashboard.

**Highlights:** Quick income and expense logging, Smart bill reminders, Financial health score, Gamified streaks and achievements, Beautiful dashboard visualization, iCloud sync, Budgeting by category

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paguei! Pro Mensal | $0.99 | per month |
| Paguei! Pro Anual | $9.99 | per year |


## Frequently asked questions

### Is Otto free?

Otto is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Otto or Expense Tracker have ads?

Neither Otto nor Expense Tracker shows ads.

### Which is updated more often, Otto or Expense Tracker?

Otto ships an update every 3 weeks, and Expense Tracker every 4 days. Most recently, Otto was updated on October 8, 2026 and Expense Tracker on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*