# Divvy vs SplitSmart

The clearest difference is update cadence: Divvy at weekly against SplitSmart's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Divvy sells 1 one-off in-app purchase and SplitSmart sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Divvy ships an update weekly, SplitSmart monthly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Divvy | SplitSmart |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | — |
| Size | 4 MB | 8 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [YU KATO](https://appshunter.io/developer/1829845661) | [Dennis Harrington](https://appshunter.io/developer/1865020628) |

## What reviewers say

### Divvy

[App page](https://appshunter.io/ios/app/divvy-split-expenses/id6749283590)

Easily track and split expenses with friends, family, or travel companions. Record payments, see who owes what, and settle up without needing an account. The app works offline and offers real-time collaboration on shared costs.

**Highlights:** Expense tracking for groups, Real-time collaboration, Offline functionality, Quick payment recording, Fair settlement calculation, Custom currencies

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Divvy Premium | $3.99 | one-time |


### SplitSmart

[App page](https://appshunter.io/ios/app/splitsmart-ai-bill-splitter/id6757275034)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitSmaryai Pro Monthly | $1.99 | per month |
| SplitSmart Pro | $9.99 | per year |


## Frequently asked questions

### Is Divvy free?

Divvy is free to download, with in-app purchases available.

### Is SplitSmart free?

SplitSmart is free to download, with in-app purchases available.

### Do Divvy or SplitSmart have ads?

Neither Divvy nor SplitSmart shows ads.

### Which is updated more often, Divvy or SplitSmart?

Divvy ships an update weekly, and SplitSmart monthly. Most recently, Divvy was updated on October 30, 2026 and SplitSmart on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
