# Tides Credit vs Becca's

The clearest difference is ratings volume: Becca's at 49 against Tides Credit's 2. Becca's also leads on monetization model (free vs ad-supported) and update cadence (monthly vs every 3 months). Tides Credit's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tides Credit holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Becca's has 49 ratings behind it against 2, so its average is the more settled of the two.

Tides Credit ships an update every 3 months, Becca's monthly. Both last shipped on November 5, 2026.

## The numbers

| Metric | Tides Credit | Becca's |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/tides-credit/id6749377575/reviews)** | [4.8 (49 ratings)](https://appshunter.io/ios/app/beccas-smart-credit-builder/id6754761623/reviews) |
| Number of ratings | 2 | **49** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 17 MB | 20 MB |
| Requires iOS | 18.5 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Rising Tides Consults LLC](https://appshunter.io/developer/1830265518) | [Beccas Home LLC](https://appshunter.io/developer/1845736076) |

## What reviewers say

### Tides Credit

[App page](https://appshunter.io/ios/app/tides-credit/id6749377575)

This app assists individuals in improving their credit scores by simplifying the process of credit repair. It aims to make building good credit accessible and affordable for everyone.

**Highlights:** Credit score improvement, Credit repair assistance, Simplified credit building, Affordable credit solutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Becca's

[App page](https://appshunter.io/ios/app/beccas-smart-credit-builder/id6754761623)

Build your credit history effortlessly with this app. It reports your on-time payments to major credit bureaus and offers an AI guide to answer your credit questions. Start improving your financial future today.

**Highlights:** Automatic credit bureau reporting, AI-powered credit guide, Credit score and report monitoring, Autopay for missed payments, No credit history required, 45-day money-back guarantee

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tides Credit free?

Tides Credit is free to download, with no in-app purchases.

### Is Becca's free?

Becca's is free to download, with no in-app purchases.

### Which has better reviews, Tides Credit or Becca's?

Tides Credit is rated higher. Tides Credit averages 5.0 out of 5 from 2 ratings, while Becca's averages 4.8 from 49 ratings.

### Do Tides Credit or Becca's have ads?

Neither Tides Credit nor Becca's shows ads.

### Which is updated more often, Tides Credit or Becca's?

Tides Credit ships an update every 3 months, and Becca's monthly. Most recently, Tides Credit was updated on November 5, 2026 and Becca's on November 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*