Chip In vs Couples Budget Tracker

Chip In is the AI-powered couples finance app that turns shared money into a shared picture, and tells you what needs attention before it costs you. Our customers save an average of $25–120 per month. Both partners, one place. Start free: connect one account through Plaid for 2 years of history, daily sync, budgets, reports, bill tracking, forecasts, splits, Smart Signals, and everyday AI. Manual accounts are always free. All Access unlocks up to 15 accounts, investments, Chip In Intelligence, and more. AI THAT WORKS FOR YOU Smart categories: AI sorts every transaction, telling transfers between your own accounts from payments to people, partner transfers, child support, and alimony. Unsure? It asks AI category check flags categories that don't match their charges Describe a rule in plain English; Chip In builds it, creates any tags, and runs it on past transactions AI analysis on every Smart Signal, plus AI briefings on budgets and reports AI Rebalance reviews your budget and moves money from lines with room to lines running short. Nothing changes until you confirm Snap a receipt; AI reads it and builds the transaction Free on every plan within a daily allowance; All Access raises it SMART SIGNALS A daily AI-curated feed, most urgent first, with a navigator to jump between them Charged after you cancelled, a cash shortfall, a late paycheck, a trial about to bill: flagged before they hit Dismiss one and it stays gone until something changes HOME One live chart of cash and spending, with paydays and big days marked. Press and drag to read any day Bills Before Payday: a runway of when each bill leaves and what's left BUDGETING Simple, Flex, Zero-based, or Paycheck plans, shared with your partner Plan health, live pace, and rollover on every line One-tap Rebalance when lines run short Automations act when a line nears its limit or goes over REPORTS Nine reports for any period, for both of you or just you: Overview, Net Worth, Cash Flow, Budgets, Income, Bills, Couple, Patterns, and Intelligence INVESTMENTS (All Access) Retirement planner with your odds of success Portfolio Health score and Market Radar signals Performance vs. benchmarks, real-time quotes, dividends, and Investment Alerts BILLS, SUBSCRIPTIONS & FORECAST Cash-flow forecast for 2 weeks, 30, or 90 days, with your low point Price changes, renewals, and Needs Review in one swipe Your edits survive every sync SPLITS, SETTLE UP & PAYMENTS One-tap splits: 50/50, custom, or by income Auto Split a recurring bill once Settle Up by Venmo, Cash App, or cash Share only what you choose with your partner CREDIT CARDS & LOANS Utilization, APRs, minimums, and due dates Card Spend Alerts at 75%, 90%, and 100% Credit Journey: payoff plans, promo APRs, and statement cycles ALERTS & NOTIFICATIONS Card and investment alerts in one sheet; search and sort every rule CHIP IN INTELLIGENCE (All Access) Ask anything about your money in plain English, with charts and tables on demand Budget assistant builds, explains, and what-ifs your plan Credit briefing: what to pay first and what it saves; export as PDF Report deep dives and your monthly money story Split Intelligence recommends the ratio before you split Every number comes from your own data, never the AI PRIVACY & SECURITY You choose whether AI features can use your data; change it anytime in Account Zero credential storage; encrypted in transit and at rest FREE VS. ALL ACCESS Free: 1 Plaid-synced account, unlimited manual accounts, 2 years of history, daily sync, budgets, reports, Smart Signals, Credit Journey, bills and forecasts, splits, receipts, alerts, and everyday AI All Access: up to 15 accounts, investments and retirement planning, Chip In Intelligence, Split Intelligence, higher AI limits, on-demand refresh Monthly or yearly. Manage or cancel anytime in the app or in your Apple subscription settings. Terms of Use (EULA): https://coupleschipping.in/mobiletermsofservice Support: support@chipin.mobi

Take control of your shared finances with ease. Our Couples Budget Tracker makes it simple for partners to manage income, expenses, and fair splits - all in one intuitive app. Whether you split bills 50/50 or proportionally to income, the app ensures fairness and transparency in every transaction. Key Features: • Income Tracking – Enter each partner’s income to see an instant calculation of fair contribution percentages. • Custom Splits – Adjust the split slider or choose between fair share and equal share with a single tap. • Expense Management – Add one-off or recurring expenses with categories like rent, groceries, car, and more. • Split Overrides – Set a different split for specific expenses without changing your default arrangement. • Recurring Payments – Automate monthly expenses so you never miss a payment in your budget. • Clear Graphs & Reports – Visualise spending by category, person, or type with easy-to-read charts. • Instant Totals – See exactly how much each partner owes or has contributed at any time. Whether you’re moving in together, sharing bills, or simply want to keep money matters clear, our app takes the awkwardness out of financial conversations. No more guessing who owes what — every figure is calculated and displayed for both partners to see. Perfect for couples who: • Share rent, utilities, or other recurring bills • Want a fair and transparent budgeting system • Need a quick way to log and split shared purchases With its simple design, powerful calculations, and visual breakdowns, you’ll spend less time working out the numbers and more time enjoying life together. Manage your shared money the smart way - download now and make every penny count.