# Budget Simple vs Loantrack

The clearest difference is in-app purchases: Loantrack at none against Budget Simple's 1. Budget Simple's advantage is iOS requirement (17.6 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Budget Simple sells 1 in-app purchase, starting at $3.99 per month. Loantrack asks for nothing beyond the download.

Budget Simple ships an update fortnightly, Loantrack every 10 days. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Budget Simple | Loantrack |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 11 MB | 6 MB |
| Requires iOS | **17.6** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Zichen Liu](https://appshunter.io/developer/1831192485) | [Sukhjinder Singh](https://appshunter.io/developer/1875466930) |

## What reviewers say

### Budget Simple

[App page](https://appshunter.io/ios/app/budget-simple-expense-tracker/id6749564173)

Effortlessly track expenses by snapping photos of receipts. Visualize spending with clear charts, set savings goals, and gamify your budgeting with streaks and XP. Share progress with friends for accountability.

**Highlights:** AI receipt scanning, Visual spending breakdowns, Savings goal setting, Gamified budgeting (streaks, XP), Shared budgeting, Recurring transaction management, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Simple. Premium | $3.99 | per month |


### Loantrack

[App page](https://appshunter.io/ios/app/loantrack/id6758877678)

This app provides a clear and structured way to manage money lent and borrowed, whether personal or institutional. It features a clean interface to track balances, payments, and dates, with options for logging payments, charging interest, and setting reminders. Your data remains private on your device with optional iCloud backup and app locking.

**Highlights:** Track lent and borrowed money separately, Running totals for owed and owing, Log payments and track progress, Charge interest (monthly, flat, reducing), Set payment reminders, Archive finished loans, Face ID app lock

**In-app purchases:** none


## Frequently asked questions

### Is Budget Simple free?

Budget Simple is free to download, with in-app purchases available.

### Is Loantrack free?

Loantrack is free to download, with no in-app purchases.

### Do Budget Simple or Loantrack have ads?

Neither Budget Simple nor Loantrack shows ads.

### Which is updated more often, Budget Simple or Loantrack?

Budget Simple ships an update fortnightly, and Loantrack every 10 days. Most recently, Budget Simple was updated on October 24, 2026 and Loantrack on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*