# Bankroll U vs SmartStake

The clearest difference is review sentiment: Bankroll U at 88% against SmartStake's 50%. SmartStake's advantage is in-app purchases (none vs 7) and rating (4.8 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Bankroll U sells 7 one-off in-app purchases. SmartStake asks for nothing beyond the download.

SmartStake holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 51 and 47 respectively. Written reviews complicate that: 88% of Bankroll U's written reviews are positive against 50% of SmartStake's, so the app with the better star average is not the one people write more warmly about.

Bankroll U ships an update monthly, SmartStake every 2 weeks. The most recent releases landed on September 30, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Bankroll U | SmartStake |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (51 ratings)](https://appshunter.io/ios/app/bankroll-u/id6749609281/reviews) | **[4.8 (47 ratings)](https://appshunter.io/ios/app/smartstake/id6759701462/reviews)** |
| Number of ratings | **51** | 47 |
| Positive reviews | **88.1% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 56 MB | 4 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Bankroll U LLC](https://appshunter.io/developer/1815252581) | [Smartstake Inc.](https://appshunter.io/developer/1880282008) |

## What reviewers say

### Bankroll U

[App page](https://appshunter.io/ios/app/bankroll-u/id6749609281)

Develop your sports betting skills with a virtual bankroll and realistic simulator. Earn real cash bonuses by progressing through levels without risking your own money. Access learning content and insights to improve your strategy.

**Highlights:** Virtual bankroll and sportsbook simulator, Real-time markets and odds, Earn real cash bonuses, Sports betting tutorials and insights, Skill-building and practice environment

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| $200 Combine | $13.00 | one-time |
| $500 Combine | $33.00 | one-time |
| $1K Combine | $64.00 | one-time |
| $3K Combine | $199.00 | one-time |
| $5K Combine | $319.00 | one-time |
| $10K Bankroll | $639.00 | one-time |
| $20K Combine | $1000.00 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Innovative betting model
- 🚀 Engaging and competitive
- 🤑 Profitable for users

**What reviewers complain about**

- ❌ High profit target required
- ⏱️ Short time frame to reach goal
- 🤔 Doubts about profitability

**Reported bugs**

- Forced re-entry after missing goal

**Requested features**

- Player props betting
- Expanded betting options


### SmartStake

[App page](https://appshunter.io/ios/app/smartstake/id6759701462)

This app provides data-driven insights and tools for sports betting and daily fantasy sports. It helps users leverage promotions, analyze odds, and track their performance with a focus on mathematical strategies.

**Highlights:** Promo Converter for sportsbook offers, Arbitrage Finder for matched betting, Positive EV (Expected Value) betting tool, Smart Money Tracker for sharp bettor insights, Daily Fantasy Optimizer for DFS slips, Real-time odds comparison, Bet tracking and bankroll management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Bankroll U free?

Bankroll U is free to download, with in-app purchases available.

### Is SmartStake free?

SmartStake is free to download, with no in-app purchases.

### Which has better reviews, Bankroll U or SmartStake?

SmartStake is rated higher. Bankroll U averages 4.5 out of 5 from 51 ratings, while SmartStake averages 4.8 from 47 ratings.

### Do Bankroll U or SmartStake have ads?

Neither Bankroll U nor SmartStake shows ads.

### Which is updated more often, Bankroll U or SmartStake?

Bankroll U ships an update monthly, and SmartStake every 2 weeks. Most recently, Bankroll U was updated on September 30, 2026 and SmartStake on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*