# Smartstash vs Spendly

The clearest difference is update cadence: Spendly at fortnightly against Smartstash's every 3 months. Spendly also leads on iOS requirement (16.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smartstash ships an update every 3 months, Spendly fortnightly. Both last shipped on November 5, 2026.

## The numbers

| Metric | Smartstash | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/smartstash-track-spending/id6749651195/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 27 MB | 10 MB |
| Requires iOS | 26.0 | **16.6** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 9+ |
| Developer | [Chad Wilke](https://appshunter.io/developer/1831607928) | [Hassan Rahman](https://appshunter.io/developer/1645793383) |

## What reviewers say

### Smartstash

[App page](https://appshunter.io/ios/app/smartstash-track-spending/id6749651195)

This finance app helps young individuals manage their money by tracking income and expenses. It visualizes financial progress and goals with clear charts and a user-friendly interface, making it easy to understand spending habits.

**Highlights:** Track income and expenses, Manage recurring transactions, Monitor subscriptions, Set and track financial goals, Visualize finances with charts, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Spendly

[App page](https://appshunter.io/ios/app/spendly-track-expense/id6766181479)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smartstash free?

Smartstash is free to download, with no in-app purchases.

### Is Spendly free?

Spendly is free to download, with no in-app purchases.

### Do Smartstash or Spendly have ads?

Neither Smartstash nor Spendly shows ads.

### Which is updated more often, Smartstash or Spendly?

Smartstash ships an update every 3 months, and Spendly fortnightly. Most recently, Smartstash was updated on November 5, 2026 and Spendly on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*