# Invora vs HOLD

The clearest difference is rating: Invora at 5.0 against HOLD's 1.0. Invora also leads on update cadence (every 2 weeks vs monthly) and ratings volume (3 vs 1). HOLD's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Invora holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Invora ships an update every 2 weeks, HOLD monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Invora | HOLD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/invora/id6749823110/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 45 MB | 119 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Blue Giant Labs, LLC](https://appshunter.io/developer/1832307971) | [HIHODL Technologies OU](https://appshunter.io/developer/1852574442) |

## What reviewers say

### Invora

[App page](https://appshunter.io/ios/app/invora/id6749823110)

This app enables freelancers and businesses to create invoices and receive payments instantly in USDC. It offers transparent, low fees, allowing users to keep more of their earnings. Manage all your invoices and payments in one simple, secure application.

**Highlights:** Create professional invoices, Accept instant USDC payments, Share invoices via QR code, Track paid and unpaid invoices, Low transaction fees, Global payment reception, Non-custodial account control

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HOLD

[App page](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065)

This app allows you to get paid from anywhere, split expenses with friends in group chats, and manage your money with an AI assistant. It also offers features for travel, saving, and investing in cryptocurrencies.

**Highlights:** Receive payments globally, Split expenses in group chats, AI money assistant for planning, Book travel and hotels, Save and invest in crypto, Self-custodial security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Invora free?

Invora is free to download, with no in-app purchases.

### Is HOLD free?

HOLD is free to download, with no in-app purchases.

### Which has better reviews, Invora or HOLD?

Invora is rated higher. Invora averages 5.0 out of 5 from 3 ratings, while HOLD averages 1.0 from 1 ratings.

### Do Invora or HOLD have ads?

Neither Invora nor HOLD shows ads.

### Which is updated more often, Invora or HOLD?

Invora ships an update every 2 weeks, and HOLD monthly. Most recently, Invora was updated on October 24, 2026 and HOLD on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*