Kurv Merchant App vs Splitzi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kurv Merchant App
This app simplifies business operations by enabling mobile payment acceptance, customer management, inventory tracking, and invoicing. It offers various payment methods, including contactless payments directly on your iPhone, with robust security and 24/7 customer support.
- Accept contactless payments with Tap to Pay on iPhone
- Manage payments, customers, and inventory
- Send invoices and payment reminders
- Share payment links via text, email, or QR code
- Virtual terminal and Bluetooth card reader support
- Cloud sync for back-office management
- Advanced transaction security
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Welcome to Kurv, the all-in-one mobile payments app built to help you run your business anywhere. Whether you are on the go, serving customers at the counter or working in the field, Kurv makes accepting and managing payments effortless. With Kurv you can manage customers, track inventory, send invoices, set reminders and run campaigns directly from your iPhone. With Tap to Pay on iPhone you can now accept contactless payments in seconds without any additional hardware. Kurv provides multiple ways to get paid. Use the virtual terminal, send payment links by text or email, share a QR code or connect a Bluetooth card reader to accept swipe, chip and tap payments. Every transaction and update syncs automatically with your Kurv cloud platform so your records and inventory stay organized at all times. Your customers do not need to download anything or create an account. They simply pay, giving them the most seamless and customer friendly payment experience available. Every transaction is protected with advanced encryption and fraud prevention so you can focus on your business with peace of mind. If you ever need help, our customer support team is available around the clock. Key Features • Accept payments with Tap to Pay on iPhone, no extra hardware required • Manage payments, customers and inventory in one place • Send invoices, payment requests and automated reminders • Share text, email or QR code payment links for fast checkout • Use the virtual terminal or connect a Bluetooth card reader for swipe, chip and tap payments • Sync instantly with your Kurv cloud platform for easy back office management • Simple payment experience for customers with no login or registration required • Advanced security to protect all transactions and data • Customer support available at any time Kurv gives you everything you need to accept payments, manage customers and grow your business from anywhere.
Splitzi
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Splitzi makes splitting group costs simple. Create a group for a trip, a shared house or a dinner, add expenses as they happen, and Splitzi works out who pays whom. Nobody else needs the app, and nobody signs up — not even you. SPLIT IT. SHARE IT. SORTED. Add each cost with the amount first, pick who paid, and split it any way you need. Balances update as you go, and each group opens on a clear list of who pays whom. FLEXIBLE SPLITTING • Equal splits, exact amounts, percentages or shares • Choose who is included in each expense • Every split adds up to the cent • See how balances change before you save SETTLE UP • One clear line per payment: "Leo pays Priya $322.75" • Send each friend their total — they don't need the app • Mark payments as paid, including part payments, with an optional note • See what's still outstanding across all your groups SMART REPORTS • Category breakdown with an interactive chart • Member summary showing what each person was charged, paid and owes • Drill into any category to see who paid most and monthly trends GROUP MANAGEMENT • Unlimited groups, members and expenses • Add, rename or remove members anytime • Undo recent changes EXPORT & SHARE • Export as CSV, JSON, Markdown or a printable report • Share summaries through the share sheet • Import backups to restore your data PRIVACY FIRST Splitzi works entirely on your device. No accounts, no servers, no data collection. Free, with no ads and no limits.
Screenshots
Verdict
The clearest difference is rating: Splitzi at 5.0 against Kurv Merchant App's 4.4. Splitzi also leads on device support (4 vs 2) and iOS requirement (15.0 vs 18.5). Kurv Merchant App's advantage is in-app purchases (none vs 1) and update cadence (monthly vs every 7 months). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitzi sells 1 one-off in-app purchase. Kurv Merchant App asks for nothing beyond the download.
Splitzi holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Kurv Merchant App has 7 ratings behind it against 1, so its average is the more settled of the two.
Kurv Merchant App ships an update monthly, Splitzi every 7 months. Both last shipped on October 24, 2026.
| Parameter | Kurv Merchant App | Splitzi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (7 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Monthly — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 18.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 94 MB | 4 MB |
| Age rating | 17+ | 4+ |
| Developer | Electronic Merchant Systems, LLC | Souriya Vongchanh |
Customer experience
Kurv Merchant App
Splitzi
In-app purchases
Kurv Merchant App
No in-app purchases
Splitzi
- Coffee$2.99









