# Bitkru vs Spend Smart

The clearest difference is in-app purchases: Bitkru at none against Spend Smart's 4. Bitkru also leads on update cadence (every 3 days vs fortnightly) and ratings volume (84 vs 2). Spend Smart's advantage is rating (5.0 vs 4.6) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. Spend Smart sells 4 in-app purchases, starting at $4.99 per month. Bitkru asks for nothing beyond the download.

Spend Smart holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Bitkru has 84 ratings behind it against 2, so its average is the more settled of the two.

Bitkru ships an update every 3 days, Spend Smart fortnightly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Bitkru | Spend Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (84 ratings)](https://appshunter.io/ios/app/bitkru/id6749847943/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spend-smartai-receipt-scanner/id6752597013/reviews)** |
| Number of ratings | **84** | 2 |
| Positive reviews | 91.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Fortnightly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 29 MB | 53 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 9+ | 4+ |
| Developer | [NWAY OO WATHAN TRADING COMPANY LIMITED](https://appshunter.io/developer/1653247444) | [Exypnos Development LLC](https://appshunter.io/developer/1787351181) |

## What reviewers say

### Bitkru

[App page](https://appshunter.io/ios/app/bitkru/id6749847943)

Manage your Bitcoin securely with a self-custody wallet. Send and receive BTC on both the native SegWit and Lightning networks, track transactions, and view balances in multiple currencies. Enjoy a user-friendly interface with light and dark modes.

**Highlights:** Complete self-custody security, Dual network support (SegWit & Lightning), Transaction overview and monitoring, Global features (multi-currency, real-time prices), Modern and user-friendly interface, Bitcoin-only focus

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 🔒 Secure and stable
- 💡 Multilingual support

**What reviewers complain about**

- 🖼️ Outdated interface design
- 🔒 Closed-source code

**Reported bugs**

- None reported

**Requested features**

- Dark mode option
- Automatic system-wide dark mode setting


### Spend Smart

[App page](https://appshunter.io/ios/app/spend-smartai-receipt-scanner/id6752597013)

Effortlessly track income and expenses with AI-powered receipt scanning. Manage budgets, set recurring payments, and secure your financial data with PIN and Face ID. Gain clear insights into your spending habits.

**Highlights:** AI receipt and bill scanning, Smart budget planning by category, Recurring transaction tracking, Effortless expense and income recording, Family and shared budgeting, Financial reports and cash flow insights, App lock with PIN and Face ID

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single User – Monthly Plan | $4.99 | per month |
| Multi-User Monthly Plan | $8.99 | per month |
| Single User –Annual Plan | $29.99 | per year |
| Multi-User Yearly Plan | $49.99 | per year |


## Frequently asked questions

### Is Bitkru free?

Bitkru is free to download, with no in-app purchases.

### Is Spend Smart free?

Spend Smart is free to download, with in-app purchases available.

### Which has better reviews, Bitkru or Spend Smart?

Spend Smart is rated higher. Bitkru averages 4.6 out of 5 from 84 ratings, while Spend Smart averages 5.0 from 2 ratings.

### Do Bitkru or Spend Smart have ads?

Neither Bitkru nor Spend Smart shows ads.

### Which is updated more often, Bitkru or Spend Smart?

Bitkru ships an update every 3 days, and Spend Smart fortnightly. Most recently, Bitkru was updated on October 24, 2026 and Spend Smart on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*