# OneCheckPlease vs The Smart Budget

The clearest difference is in-app purchases: OneCheckPlease at none against The Smart Budget's 3. OneCheckPlease also leads on device support (3 vs 1) and iOS requirement (15.1 vs 26.4). On price, update cadence and ads there is nothing between them.

Both are free to download. The Smart Budget sells 3 in-app purchases, starting at $2.99 per month. OneCheckPlease asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 6, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | OneCheckPlease | The Smart Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/the-smart-budget/id6769003758/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | — | Freemium |
| Size | 55 MB | 16 MB |
| Requires iOS | **15.1** | 26.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Golden Global Hawks LLC](https://appshunter.io/developer/1766125567) | [Omar Al Homaidi](https://appshunter.io/developer/1498325461) |

## What reviewers say

### OneCheckPlease

[App page](https://appshunter.io/ios/app/onecheckplease-split-bills/id6749919999)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### The Smart Budget

[App page](https://appshunter.io/ios/app/the-smart-budget/id6769003758)

Effortlessly track your spending with an AI-powered expense logger that works entirely on your device. It automatically captures, cleans, and categorizes transactions from your bank texts, flagging anything unusual without needing bank logins. Log manually, snap receipts, or use voice commands for a private, secure financial overview.

**Highlights:** Automatic expense capture from bank texts, On-device AI for data cleaning and categorization, Anomaly detection for unusual spending, Manual transaction logging with receipt snapping, Unlimited transactions, budgets, and goals, Smart Insights with AI-narrated forecasts, Household sharing with family

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smart Budget Pro — Monthly | $2.99 | per month |
| Smart Budget Pro - Yearly | $24.99 | per year |
| Smart Budget Pro — Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is OneCheckPlease free?

OneCheckPlease is free to download, with no in-app purchases.

### Is The Smart Budget free?

The Smart Budget is free to download, with in-app purchases available.

### Do OneCheckPlease or The Smart Budget have ads?

Neither OneCheckPlease nor The Smart Budget shows ads.

### Which is updated more often, OneCheckPlease or The Smart Budget?

OneCheckPlease ships an update weekly, and The Smart Budget weekly. Most recently, OneCheckPlease was updated on September 6, 2026 and The Smart Budget on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*