# Xtracash vs R4

The clearest difference is update cadence: Xtracash at every 3 weeks against R4's every 2 months. Xtracash also leads on ratings volume (5 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Xtracash against 5.0 for R4. That said, the two scores are not equally well evidenced: Xtracash has 5 ratings behind it against 1, so its average is the more settled of the two.

Xtracash ships an update every 3 weeks, R4 every 2 months. The most recent releases landed on October 4, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Xtracash | R4 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/xtracash/id6749920628/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/r4/id6762643744/reviews) |
| Number of ratings | **5** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 36 MB | 31 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [Meritop CA](https://appshunter.io/developer/1818691318) | [R4 Banco Microfinanciero](https://appshunter.io/developer/1894931831) |

## What reviewers say

### Xtracash

[App page](https://appshunter.io/ios/app/xtracash/id6749920628)

Manage your account and make secure mobile payments. View your available balance, current debt, and minimum payment. Generate payment receipts and update your profile.

**Highlights:** View account balance and debt, Make secure mobile payments, Generate payment receipts, Update profile information, Contact local support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### R4

[App page](https://appshunter.io/ios/app/r4/id6762643744)

Manage your finances securely and efficiently with a comprehensive mobile banking solution. Perform a wide range of transactions, transfer funds, and send/receive money instantly. Designed for active clients of R4, Banco Microfinanciero.

**Highlights:** Consult and manage finances, Secure and simple transactions, Transfer funds between accounts, Instant money transfer via Pago Móvil, QR code payments, Personalized contact list

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Xtracash free?

Xtracash is free to download, with no in-app purchases.

### Is R4 free?

R4 is free to download, with no in-app purchases.

### Which has better reviews, Xtracash or R4?

Xtracash and R4 are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.

### Do Xtracash or R4 have ads?

Neither Xtracash nor R4 shows ads.

### Which is updated more often, Xtracash or R4?

Xtracash ships an update every 3 weeks, and R4 every 2 months. Most recently, Xtracash was updated on October 4, 2026 and R4 on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*