# Xtracash vs DataCred

The clearest difference is update cadence: DataCred at every 4 days against Xtracash's every 3 weeks. Xtracash's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xtracash ships an update every 3 weeks, DataCred every 4 days. The most recent releases landed on September 17, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Xtracash | DataCred |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/xtracash/id6749920628/reviews)** | — |
| Number of ratings | **5** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | — |
| Size | 36 MB | 55 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 9+ | 17+ |
| Developer | [Meritop CA](https://appshunter.io/developer/1818691318) | [DATACRED LLC](https://appshunter.io/developer/6784831612) |

## What reviewers say

### Xtracash

[App page](https://appshunter.io/ios/app/xtracash/id6749920628)

Manage your account and make secure mobile payments. View your available balance, current debt, and minimum payment. Generate payment receipts and update your profile.

**Highlights:** View account balance and debt, Make secure mobile payments, Generate payment receipts, Update profile information, Contact local support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DataCred

[App page](https://appshunter.io/ios/app/datacred/id6784831520)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Xtracash free?

Xtracash is free to download, with no in-app purchases.

### Is DataCred free?

DataCred is free to download, with no in-app purchases.

### Do Xtracash or DataCred have ads?

Neither Xtracash nor DataCred shows ads.

### Which is updated more often, Xtracash or DataCred?

Xtracash ships an update every 3 weeks, and DataCred every 4 days. Most recently, Xtracash was updated on September 17, 2026 and DataCred on October 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*