# 阿福记账 vs 知余

The clearest difference is in-app purchases: 知余 at none against 阿福记账's 3. 知余 also leads on update cadence (every 4 days vs fortnightly) and review sentiment (100% vs 91%). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. 阿福记账 sells 3 in-app purchases, starting at $0.99 per month. 知余 asks for nothing beyond the download.

阿福记账 ships an update fortnightly, 知余 every 4 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 阿福记账 | 知余 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/ai/id6751020754/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 91.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 176 MB | 24 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [士龙 李](https://appshunter.io/developer/1816348329) | [鹏 张](https://appshunter.io/developer/1887722355) |

## What reviewers say

### 阿福记账

[App page](https://appshunter.io/ios/app/ai/id6751020754)

This app transforms abstract financial data into a tangible, visual experience using realistic currency imagery. It offers intuitive features like screenshot accounting, automatic entries, and detailed credit management, making personal finance engaging and accessible.

**Highlights:** Realistic currency visualization, Screenshot and automatic accounting, Credit and loan management, Budgeting and savings modules, Customizable statistics and interface, Local and iCloud data storage

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | per month |
| 年度会员 | $2.99 | per year |
| 永久会员 | $6.99 | one-time |


### 知余

[App page](https://appshunter.io/ios/app/id6767481786)

**In-app purchases:** none


## Frequently asked questions

### Is 阿福记账 free?

阿福记账 is free to download, with in-app purchases available.

### Is 知余 free?

知余 is free to download, with no in-app purchases.

### Do 阿福记账 or 知余 have ads?

Neither 阿福记账 nor 知余 shows ads.

### Which is updated more often, 阿福记账 or 知余?

阿福记账 ships an update fortnightly, and 知余 every 4 days. Most recently, 阿福记账 was updated on October 30, 2026 and 知余 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*