# Budget Trac vs Debt Payoff Planner Plus

The clearest difference is price: Debt Payoff Planner Plus at Free against Budget Trac's $0.99. Debt Payoff Planner Plus also leads on update cadence (every 3 months vs every 7 months). Budget Trac's advantage is in-app purchases (none vs 1) and ads (none vs shown). On device support and iOS requirement there is nothing between them.

Debt Payoff Planner Plus is free to download; Budget Trac costs $0.99 up front. Debt Payoff Planner Plus sells 1 one-off in-app purchase. Budget Trac asks for nothing beyond the download.

Budget Trac ships an update every 7 months, Debt Payoff Planner Plus every 3 months. The most recent releases landed on August 25, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Budget Trac | Debt Payoff Planner Plus |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 7 months | **Every 3 months** |
| Size | 33 MB | 6 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Dwayne Woodson](https://appshunter.io/developer/1832615088) | [Storq Labs BV](https://appshunter.io/developer/1864178327) |

## What reviewers say

### Budget Trac

[App page](https://appshunter.io/ios/app/budget-trac/id6751130488)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Debt Payoff Planner Plus

[App page](https://appshunter.io/ios/app/debt-payoff-planner-plus/id6758942155)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |


## Frequently asked questions

### Is Budget Trac free?

Budget Trac costs $0.99, with no in-app purchases.

### Is Debt Payoff Planner Plus free?

Debt Payoff Planner Plus is free to download, with in-app purchases available.

### Do Budget Trac or Debt Payoff Planner Plus have ads?

Debt Payoff Planner Plus shows ads; Budget Trac does not.

### Which is updated more often, Budget Trac or Debt Payoff Planner Plus?

Budget Trac ships an update every 7 months, and Debt Payoff Planner Plus every 3 months. Most recently, Budget Trac was updated on August 25, 2026 and Debt Payoff Planner Plus on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*