# Debt Payoff Planner vs Check List

The clearest difference is ads: Debt Payoff Planner at none against Check List's shown. Debt Payoff Planner also leads on update cadence (every 5 weeks vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Payoff Planner sells 3 in-app purchases, starting at $3.99 per month and Check List sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Debt Payoff Planner ships an update every 5 weeks, Check List every 5 months. Both last shipped on October 30, 2026.

## The numbers

| Metric | Debt Payoff Planner | Check List |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-magicdebt/id6751165830/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 weeks** | Every 5 months |
| Monetization | Free with in-app purchases | — |
| Size | 5 MB | 5 MB |
| Requires iOS | 18 | **17.6** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Logical Magic Inc](https://appshunter.io/developer/1703399815) | [hirokazu murabe](https://appshunter.io/developer/894364772) |

## What reviewers say

### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-magicdebt/id6751165830)

This app helps you manage credit cards and pay off debt faster. It intelligently allocates your income across cards based on balances, limits, and interest rates, providing visual progress tracking and reminders.

**Highlights:** Smart debt allocation engine, Visual progress tracking with charts, Card limit, rate, and payment management, Payment history timeline, Upcoming expense tracking, Payday reminders

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $3.99 | per month |
| Pro Yearly | $19.99 | per year |
| Lifetime Pro | $44.99 | one-time |


### Check List

[App page](https://appshunter.io/ios/app/check-list-daily-routine-task/id6756558332)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Version | $1.99 | one-time |


## Frequently asked questions

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Is Check List free?

Check List is free to download, with in-app purchases available.

### Do Debt Payoff Planner or Check List have ads?

Check List shows ads; Debt Payoff Planner does not.

### Which is updated more often, Debt Payoff Planner or Check List?

Debt Payoff Planner ships an update every 5 weeks, and Check List every 5 months. Most recently, Debt Payoff Planner was updated on October 30, 2026 and Check List on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*