# VectorFi vs Waterfall

The clearest difference is in-app purchases: Waterfall at none against VectorFi's 3. Waterfall also leads on iOS requirement (13.0 vs 15.1). VectorFi's advantage is ads (none vs shown) and update cadence (daily vs every 5 months). On price and device support there is nothing between them.

Both are free to download. VectorFi sells 3 in-app purchases, starting at $9.99 per month. Waterfall asks for nothing beyond the download.

VectorFi ships an update daily, Waterfall every 5 months. The most recent releases landed on October 7, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | VectorFi | Waterfall |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Daily** | Every 5 months |
| Size | 50 MB | 38 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Noah Duran](https://appshunter.io/developer/1672490128) | [Hafid Zaini](https://appshunter.io/developer/1062667203) |

## What reviewers say

### VectorFi

[App page](https://appshunter.io/ios/app/vectorfi-ai-expense-tracker/id6751174182)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| premium_monthly | $9.99 | per month |
| premium_yearly | $79.99 | per year |
| getafreetrail | Free | one-time |


### Waterfall

[App page](https://appshunter.io/ios/app/waterfall-simple-budgeting/id6758345405)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is VectorFi free?

VectorFi is free to download, with in-app purchases available.

### Is Waterfall free?

Waterfall is free to download, with no in-app purchases.

### Do VectorFi or Waterfall have ads?

Waterfall shows ads; VectorFi does not.

### Which is updated more often, VectorFi or Waterfall?

VectorFi ships an update daily, and Waterfall every 5 months. Most recently, VectorFi was updated on October 7, 2026 and Waterfall on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*