# PennyNote vs 不爱记账

The clearest difference is update cadence: 不爱记账 at every 2 days against PennyNote's every 9 days. PennyNote's advantage is iOS requirement (12.0 vs 18.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. PennyNote sells 3 one-off in-app purchases and 不爱记账 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

PennyNote ships an update every 9 days, 不爱记账 every 2 days. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | PennyNote | 不爱记账 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 2 days** |
| Monetization | — | Free with in-app purchases |
| Size | 55 MB | 10 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [鑫 张](https://appshunter.io/developer/1833928238) | [楠 唐](https://appshunter.io/developer/828361169) |

## What reviewers say

### PennyNote

[App page](https://appshunter.io/ios/app/pennynote/id6751202181)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员 | $7.99 | one-time |


### 不爱记账

[App page](https://appshunter.io/ios/app/ai/id6756465387)

This app simplifies expense tracking for those who prefer not to manually log every transaction. It automatically categorizes and summarizes spending by importing data directly from popular payment platforms.

**Highlights:** AI bill categorization, Automatic import from WeChat and Alipay, Spending summary and statistics, Simplified expense tracking, Ideal for busy users

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AI 分类解锁 天使会员 | $1.99 | one-time |


## Frequently asked questions

### Is PennyNote free?

PennyNote is free to download, with in-app purchases available.

### Is 不爱记账 free?

不爱记账 is free to download, with in-app purchases available.

### Do PennyNote or 不爱记账 have ads?

Neither PennyNote nor 不爱记账 shows ads.

### Which is updated more often, PennyNote or 不爱记账?

PennyNote ships an update every 9 days, and 不爱记账 every 2 days. Most recently, PennyNote was updated on October 24, 2026 and 不爱记账 on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*