# ClientPay vs Refi Scout

The clearest difference is ads: ClientPay at none against Refi Scout's shown. ClientPay also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). Refi Scout's advantage is update cadence (daily vs every 3 months). On price and in-app purchases there is nothing between them.

Both are free to download. ClientPay sells 3 in-app purchases, starting at $1.99 per month and Refi Scout sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ClientPay ships an update every 3 months, Refi Scout daily. The most recent releases landed on October 9, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | ClientPay | Refi Scout |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/refi-scout/id6761666778/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Daily** |
| Monetization | — | Free with in-app purchases |
| Size | 30 MB | 1 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ryan Creary](https://appshunter.io/developer/1819349085) | [Dappled Company LLC](https://appshunter.io/developer/1890729281) |

## What reviewers say

### ClientPay

[App page](https://appshunter.io/ios/app/clientpay-invoice-tracker/id6751204080)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ClientPay Monthly | $1.99 | per month |
| ClientPay Yearly | $9.99 | per year |
| ClientPay Lifetime | $19.99 | one-time |


### Refi Scout

[App page](https://appshunter.io/ios/app/refi-scout/id6761666778)

This finance app monitors daily mortgage rates and alerts you when refinancing could save you money. It analyzes your specific loan details against national trends to provide a personalized refinance score and custom alerts.

**Highlights:** Daily mortgage rate monitoring, Personalized refinance score, Customizable refinance alerts, Support for multiple properties, 12-month rate history, On-device data privacy

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $6.99 | per month |
| Annual | $39.99 | per year |
| Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is ClientPay free?

ClientPay is free to download, with in-app purchases available.

### Is Refi Scout free?

Refi Scout is free to download, with in-app purchases available.

### Do ClientPay or Refi Scout have ads?

Refi Scout shows ads; ClientPay does not.

### Which is updated more often, ClientPay or Refi Scout?

ClientPay ships an update every 3 months, and Refi Scout daily. Most recently, ClientPay was updated on October 9, 2026 and Refi Scout on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*