PayStreak vs PayTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayStreak
Consolidate all your payment obligations, including Buy Now Pay Later plans, loans, subscriptions, and IOUs, into a single, private application. It offers a unified overview of upcoming due dates and payment schedules.
- Unified payment tracking
- Private by design, local data storage
- Smart dashboard for due dates
- Flexible plan types (installments, loans, bills, subscriptions)
- Calendar view for payment scheduling
- iCloud sync for backup and cross-device syncing
- Pro version offers reminders
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Tired of juggling Buy Now Pay Later plans, monthly subscriptions, bills, and random IOUs across a dozen different apps? Modern finance is fragmented. PayStreak brings everything together in one clean, private place. WHY PAYSTREAK? - Unified Tracking Whether it’s a short-term installment plan (Klarna, Afterpay, Affirm), a long-term loan (auto, student, mortgage), a recurring charge (Netflix, gym), or a one-off IOU, PayStreak handles it all. No more digging through emails for due dates. Everything lives in one cohesive overview. - Private by Design Your financial data stays with you. PayStreak requires no account, has no external servers, and never sends your information to third parties. All data is stored locally and syncs securely through your personal iCloud. FEATURES - Smart Dashboard: See what’s due today, this week, or this month at a glance. - Flexible Plan Types: Track installments, loans, bills, IOUs, subscriptions, and more. - Calendar View: Instantly spot heavy payment days with a clean monthly overview. - iCloud Sync: Seamlessly back up and sync across your devices via your private iCloud. - Reminders (Pro): Get alerts before and on the due date so nothing slips through. Stop guessing what’s coming up next. Take control of your payment schedule and keep a spotless streak with PayStreak. ------ Privacy Policy: https://paystreakapp.neocities.org/#privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
PayTrack
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Pay Track answers one question, and answers it well: what do I owe, and when? Not a budget app. Not an expense tracker. No bank login, no receipts to photograph, no spending charts telling you what you already spent. Pay Track looks forward — at the rent, the subscriptions, the car installments, the school fees — so nothing lands on you by surprise. SEE THE YEAR AHEAD Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month. EVERY KIND OF PAYMENT • One-time — a bill, an invoice, a single due date • Recurring — weekly, bi-weekly, monthly, quarterly, semi-annually or yearly • Installments — a plan with its own amount and date per installment, including uneven schedules A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off. YOUR HOME SCREEN, WITHOUT OPENING THE APP A widget in three sizes, with countdowns that advance on their own each day. Small leads with your next payment; medium and large show upcoming payments. Dark mode included. REMINDERS THAT ARRIVE ON TIME Choose same day, one day, or three days before. Set them per payment or let the default handle it. STAY ORGANIZED • Categories with your own emoji and colours • History grouped by month, quarter or year, each with its own total • Export what's coming as PDF or CSV • Attach a receipt to any payment • Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese and Turkish PRIVATE BY DESIGN Your payments sync across your devices through your private iCloud account. No account or sign-up is required. Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2 Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7
Screenshots
Verdict
The clearest difference is ads: PayStreak at none against PayTrack's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayStreak sells 1 in-app purchase, starting at $8.99 per year and PayTrack sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | PayStreak | PayTrack |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | — | Every 6 days |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17 — better | 18 |
| Further details — not scored | ||
| Size | 4 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Aaron Dunn | Omar Labib |
In-app purchases
PayStreak
- PayStreak Pro$8.991 Year
PayTrack
- Pro$2.991 Month
- Pro$17.991 Year
- Pay Track Pro Yearly & Intro Offer$19.991 Year
- Pay Track Pro Lifetime$49.99









