# Credigo vs SpendMind

The clearest difference is price: SpendMind at Free against Credigo's $0.99. SpendMind also leads on update cadence (every 2 weeks vs every 7 months). Credigo's advantage is in-app purchases (none vs 2). On ads, device support and iOS requirement there is nothing between them.

SpendMind is free to download; Credigo costs $0.99 up front. SpendMind sells 2 in-app purchases, starting at $9.99 per month. Credigo asks for nothing beyond the download.

Credigo ships an update every 7 months, SpendMind every 2 weeks. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Credigo | SpendMind |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendmind-ai-expense-tracker/id6754249390/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 weeks** |
| Monetization | — | Freemium |
| Size | 0 MB | 32 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Marco Tini](https://appshunter.io/developer/544232459) | [Wajahat Hassan](https://appshunter.io/developer/1776877842) |

## What reviewers say

### Credigo

[App page](https://appshunter.io/ios/app/credigo/id6751413647)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendMind

[App page](https://appshunter.io/ios/app/spendmind-ai-expense-tracker/id6754249390)

Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.

**Highlights:** Voice-powered expense logging, AI-extracted amount, category, date, Automatic expense categorization, Recurring expense tracking, Home screen widget for quick overview, iCloud sync across devices, Encrypted and private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $9.99 | per month |
| Pro Yearly | $69.99 | per year |


## Frequently asked questions

### Is Credigo free?

Credigo costs $0.99, with no in-app purchases.

### Is SpendMind free?

SpendMind is free to download, with in-app purchases available.

### Do Credigo or SpendMind have ads?

Neither Credigo nor SpendMind shows ads.

### Which is updated more often, Credigo or SpendMind?

Credigo ships an update every 7 months, and SpendMind every 2 weeks. Most recently, Credigo was updated on October 7, 2026 and SpendMind on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*