# IOU vs Debt & IOU Tracker

The clearest difference is iOS requirement: Debt & IOU Tracker at 13.0 against IOU's 15.1. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. IOU sells 2 in-app purchases, starting at $2.99 per month and Debt & IOU Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | IOU | Debt & IOU Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Monetization | Free with in-app purchases | — |
| Size | 66 MB | 31 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [kai Lee](https://appshunter.io/developer/1769048375) | [HAMZA ENES SIRMA](https://appshunter.io/developer/1832558392) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233)

Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.

**Highlights:** Smart bill splitting, Receipt scanning, Expense tracking, Group management, Payment reminders, Real-time sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited monthly access | $2.99 | per month |
| Unlimited annual access | $19.99 | per year |


### Debt & IOU Tracker

[App page](https://appshunter.io/ios/app/debt-and-iou-tracker/id6780250116)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium Access | $2.99 | per 7 days |
| Monthly Premium Access | $9.99 | per month |
| Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is Debt & IOU Tracker free?

Debt & IOU Tracker is free to download, with in-app purchases available.

### Do IOU or Debt & IOU Tracker have ads?

Neither IOU nor Debt & IOU Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*