# IOU vs FinTraicker

The clearest difference is iOS requirement: IOU at 15.1 against FinTraicker's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. IOU sells 2 in-app purchases, starting at $2.99 per month and FinTraicker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | IOU | FinTraicker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | — | Every 8 days |
| Monetization | Free with in-app purchases | — |
| Size | 66 MB | 9 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [kai Lee](https://appshunter.io/developer/1769048375) | [V1b3C0d3 OU](https://appshunter.io/developer/1872351443) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233)

Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.

**Highlights:** Smart bill splitting, Receipt scanning, Expense tracking, Group management, Payment reminders, Real-time sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited monthly access | $2.99 | per month |
| Unlimited annual access | $19.99 | per year |


### FinTraicker

[App page](https://appshunter.io/ios/app/fintraicker/id6787170798)

**Features:** Family Sharing, Apple Watch app

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FinTraicker Pro | $2.99 | per month |
| All Access | $5.99 | per month |
| FinTraicker Pro Yearly | $19.99 | per year |
| All Access Yearly | $39.99 | per year |


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is FinTraicker free?

FinTraicker is free to download, with in-app purchases available.

### Do IOU or FinTraicker have ads?

Neither IOU nor FinTraicker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*