# IOU vs Dutch

The clearest difference is iOS requirement: IOU at 15.1 against Dutch's 17.0. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. IOU sells 2 in-app purchases, starting at $2.99 per month and Dutch sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for IOU against 5.0 for Dutch. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

## The numbers

| Metric | IOU | Dutch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/dutch-track-shared-expenses/id6795190862/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | — | Every 4 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 66 MB | 2 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [kai Lee](https://appshunter.io/developer/1769048375) | [Marcin Smigielski](https://appshunter.io/developer/6792382391) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233)

Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.

**Highlights:** Smart bill splitting, Receipt scanning, Expense tracking, Group management, Payment reminders, Real-time sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited monthly access | $2.99 | per month |
| Unlimited annual access | $19.99 | per year |


### Dutch

[App page](https://appshunter.io/ios/app/dutch-track-shared-expenses/id6795190862)

Easily split bills and track shared expenses for dinners, trips, or shared living. It calculates who owes whom with the shortest list of payments, and allows for custom splits and currency conversions. Integrates with Siri for hands-free expense logging.

**Highlights:** No accounts or servers required, Quick group setup via QR code, Calculates shortest payment paths, Customizable expense splitting, Handles foreign currency conversions, Siri integration for hands-free logging, Open-source and ad-free

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dutch Unlimited | $4.99 | one-time |


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is Dutch free?

Dutch is free to download, with in-app purchases available.

### Which has better reviews, IOU or Dutch?

IOU and Dutch are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do IOU or Dutch have ads?

Neither IOU nor Dutch shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*