# myKASA vs Payoff Path

The clearest difference is in-app purchases: myKASA at none against Payoff Path's 1. myKASA also leads on ads (none vs shown) and iOS requirement (15.5 vs 17.0). Payoff Path's advantage is update cadence (every 3 days vs every 6 weeks). On price and device support there is nothing between them.

Both are free to download. Payoff Path sells 1 one-off in-app purchase. myKASA asks for nothing beyond the download.

myKASA ships an update every 6 weeks, Payoff Path every 3 days. Both last shipped on November 12, 2026.

## The numbers

| Metric | myKASA | Payoff Path |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Size | 100 MB | 9 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [PT.USSI GROUP](https://appshunter.io/developer/1807481885) | [Shogo Yoshida](https://appshunter.io/developer/1892036897) |

## What reviewers say

### myKASA

[App page](https://appshunter.io/ios/app/mykasa/id6751523736)

**Features:** macOS Compatibility

**In-app purchases:** none


### Payoff Path

[App page](https://appshunter.io/ios/app/payoff-path-debt-tracker/id6816467747)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $5.99 | one-time |


## Frequently asked questions

### Is myKASA free?

myKASA is free to download, with no in-app purchases.

### Is Payoff Path free?

Payoff Path is free to download, with in-app purchases available.

### Do myKASA or Payoff Path have ads?

Payoff Path shows ads; myKASA does not.

### Which is updated more often, myKASA or Payoff Path?

myKASA ships an update every 6 weeks, and Payoff Path every 3 days. Most recently, myKASA was updated on November 12, 2026 and Payoff Path on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*