# Bani vs SubGuard

The clearest difference is update cadence: SubGuard at every 9 days against Bani's every 3 months. Bani's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Bani sells 1 in-app purchase, starting at $3.99 per month and SubGuard sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Bani ships an update every 3 months, SubGuard every 9 days. The most recent releases landed on October 6, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Bani | SubGuard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bani-money-tracker/id6751739095/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 9 days** |
| Monetization | Freemium | — |
| Size | 77 MB | 23 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cristian Gurdila](https://appshunter.io/developer/1809863005) | [Marco Medri](https://appshunter.io/developer/1868002379) |

## What reviewers say

### Bani

[App page](https://appshunter.io/ios/app/bani-money-tracker/id6751739095)

Effortlessly manage your money with an intelligent expense tracker. Use natural language or voice input to log expenses, analyze spending patterns with smart charts, and organize transactions with custom categories. Your financial data remains private on your device.

**Highlights:** AI-powered expense logging, Voice and text input, Smart analytics and charts, Customizable categories, Data export and backup, Privacy-focused, on-device storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $3.99 | per month |


### SubGuard

[App page](https://appshunter.io/ios/app/subguard-subscription-tracker/id6757634357)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubGuard Pro | $19.99 | one-time |


## Frequently asked questions

### Is Bani free?

Bani is free to download, with in-app purchases available.

### Is SubGuard free?

SubGuard is free to download, with in-app purchases available.

### Do Bani or SubGuard have ads?

Neither Bani nor SubGuard shows ads.

### Which is updated more often, Bani or SubGuard?

Bani ships an update every 3 months, and SubGuard every 9 days. Most recently, Bani was updated on October 6, 2026 and SubGuard on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*