Bani vs Spentio

Take control of your finances with Bani — an intelligent expense tracker designed to make managing your money simple, fast, and insightful. KEY FEATURES • Multiple Accounts Create separate accounts for bank cards, cash, savings, business expenses, and more. Customize each account with its own name, icon, color, and currency. View the balance and complete transaction history for every account. • iOS Home Screen Widget See your total balance and currency directly from your Home Screen. Use the quick-add button to open Bani and record a new transaction instantly. • Support for 100+ Currencies Track expenses and income in currencies from around the world. Bani converts transactions into your selected currency, making it easier to understand your complete financial picture. • AI-Powered Assistant Describe expenses and income in natural language, and let Bani prepare transactions for you. Use text or voice input, upload receipts and screenshots, or analyze PDF and CSV files. • Smart Analytics Explore clear charts and detailed spending insights. Review income and expenses by month, week, all time, or a custom date range. Understand where your money goes with category breakdowns. • Custom Categories Create categories that match your lifestyle. Choose custom names, icons, and colors to keep transactions organized and easy to recognize. • Import and Export Import transactions from PDF and CSV bank statements. Export your data as CSV files for backup, analysis, or sharing with an accountant, family member, or financial advisor. • Smart Reminders Receive helpful notifications that remind you to record expenses and keep your financial information up to date. • Sync and Data Control Sign in to keep your financial data connected to your account and synchronized. You can delete your account and associated data at any time from Settings → Account. • Beautiful and Simple Design Enjoy a clean interface with light and dark themes, smooth animations, and haptic feedback. PREMIUM FEATURES • AI Assistant with text and voice input • Receipt, screenshot, PDF, and CSV analysis • CSV export • Additional intelligent tools and insights PERFECT FOR • Personal finance management • Tracking income and expenses • Managing multiple accounts • Budget planning • Organizing business expenses • Reviewing spending habits • Keeping financial records in one place Download Bani today and make everyday money management easier with intelligent tools, flexible organization, and useful financial insights. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings and what you've already spent. LOG IN SECONDS • Type an item and its price; the category is guessed for you • Scan a receipt and every line lands in the right category • Log Apple Pay purchases automatically with a Shortcuts automation • Add several items at once, or a whole shopping trip as one receipt • Share a receipt screenshot or PDF from another app and it opens scanned SEE WHAT'S LEFT • One clear number on Home: what you've spent or what's left, today, this week or this month • Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st • A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET • Share a profile with your partner or family through iCloud: you both add, you both see it • Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY • Where the month is heading at your current pace • Small leaks: the little purchases that quietly add up • Every subscription and what it costs you a year • A monthly recap you can share PLAN AHEAD • Savings goals that fill up as you save • A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% • Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN • No bank login, no account, no ads • Your data stays on your iPhone and in your iCloud • Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio