# Surf vs Solayer Pay

The clearest difference is rating: Solayer Pay at 5.0 against Surf's 4.2. Solayer Pay also leads on in-app purchases (none vs 4). Surf's advantage is ratings volume (6 vs 2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Surf sells 4 in-app purchases, starting at $14.99 per month. Solayer Pay asks for nothing beyond the download.

Solayer Pay holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 6 and 2 respectively.

Surf ships an update every 5 days, Solayer Pay weekly. Both last shipped on November 5, 2026.

## The numbers

| Metric | Surf | Solayer Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (6 ratings)](https://appshunter.io/ios/app/surf-crypto-ai-assistant/id6751790853/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/solayer-pay/id6758687992/reviews)** |
| Number of ratings | **6** | 2 |
| Positive reviews | 95.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 110 MB | 135 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Cybertino Inc](https://appshunter.io/developer/1703516603) | [Solayer Labs Inc](https://appshunter.io/developer/1874487651) |

## What reviewers say

### Surf

[App page](https://appshunter.io/ios/app/surf-crypto-ai-assistant/id6751790853)

This AI-powered assistant provides in-depth crypto analysis by reading on-chain data, social sentiment, and fundamentals. It consolidates research, market data, and on-chain analysis into one platform for traders and analysts.

**Highlights:** AI-powered crypto analysis, On-chain flow tracking, Social sentiment monitoring, Fundamental analysis, Cross-chain research, Narrative and opportunity surfacing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surf Plus Monthly | $14.99 | per month |
| Surf Pro Monthly | $39.99 | per month |
| Surf Plus Annual | $107.99 | per year |
| Surf Pro Annual | $349.00 | per year |


### Solayer Pay

[App page](https://appshunter.io/ios/app/solayer-pay/id6758687992)

Manage stablecoins with a neobank app featuring a linked payment card. Send, receive, and track your digital currency balances in real time. Use the integrated card for everyday purchases, all controlled within the same intuitive interface.

**Highlights:** Stablecoin management, Instant transfers, Real-time balance tracking, Integrated payment card, Transaction notifications, Intuitive user interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Surf free?

Surf is free to download, with in-app purchases available.

### Is Solayer Pay free?

Solayer Pay is free to download, with no in-app purchases.

### Which has better reviews, Surf or Solayer Pay?

Solayer Pay is rated higher. Surf averages 4.2 out of 5 from 6 ratings, while Solayer Pay averages 5.0 from 2 ratings.

### Do Surf or Solayer Pay have ads?

Neither Surf nor Solayer Pay shows ads.

### Which is updated more often, Surf or Solayer Pay?

Surf ships an update every 5 days, and Solayer Pay weekly. Most recently, Surf was updated on November 5, 2026 and Solayer Pay on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*