# SPLITS vs 100 Envelope Challenge

The clearest difference is in-app purchases: SPLITS at none against 100 Envelope Challenge's 1. SPLITS also leads on ads (none vs shown). 100 Envelope Challenge's advantage is update cadence (every 3 months vs every 14 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. 100 Envelope Challenge sells 1 one-off in-app purchase. SPLITS asks for nothing beyond the download.

SPLITS ships an update every 14 months, 100 Envelope Challenge every 3 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SPLITS | 100 Envelope Challenge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/100-envelope-challenge/id6779838041/reviews)** |
| Number of ratings | — | **4** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 14 months | **Every 3 months** |
| Monetization | — | Free with in-app purchases |
| Size | 62 MB | 11 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [David Ewins](https://appshunter.io/developer/1742137414) | [Ikuhei Kure](https://appshunter.io/developer/1837581334) |

## What reviewers say

### SPLITS

[App page](https://appshunter.io/ios/app/splits-currency-calculator/id6751805028)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 100 Envelope Challenge

[App page](https://appshunter.io/ios/app/100-envelope-challenge/id6779838041)

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

**Highlights:** Gamified savings progress visualization, Customizable challenge rules, Multiple savings challenge types, Streak tracking and motivation tools, Home Screen widget for goal visibility, Optional daily reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | one-time |


## Frequently asked questions

### Is SPLITS free?

SPLITS is free to download, with no in-app purchases.

### Is 100 Envelope Challenge free?

100 Envelope Challenge is free to download, with in-app purchases available.

### Do SPLITS or 100 Envelope Challenge have ads?

100 Envelope Challenge shows ads; SPLITS does not.

### Which is updated more often, SPLITS or 100 Envelope Challenge?

SPLITS ships an update every 14 months, and 100 Envelope Challenge every 3 months. Most recently, SPLITS was updated on October 30, 2026 and 100 Envelope Challenge on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*