# HandyPay vs Splitzi

The clearest difference is in-app purchases: HandyPay at none against Splitzi's 1. HandyPay also leads on update cadence (every 11 days vs every 4 months) and ratings volume (17 vs 1). On price, rating, ads and monetization model there is nothing between them.

Both are free to download. Splitzi sells 1 one-off in-app purchase. HandyPay asks for nothing beyond the download.

Splitzi holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: HandyPay has 17 ratings behind it against 1, so its average is the more settled of the two.

HandyPay ships an update every 11 days, Splitzi every 4 months. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | HandyPay | Splitzi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (17 ratings)](https://appshunter.io/ios/app/handypay/id6751820310/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitzi-split-bills-and-trips/id6760628181/reviews)** |
| Number of ratings | **17** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 4 months |
| Monetization | Free | Free |
| Size | 94 MB | 4 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 12+ | 4+ |
| Developer | [handyhurry llc](https://appshunter.io/developer/1836999088) | [Souriya Vongchanh](https://appshunter.io/developer/1870362486) |

## What reviewers say

### HandyPay

[App page](https://appshunter.io/ios/app/handypay/id6751820310)

Accept card payments instantly using your phone, no reader required. Generate QR codes or payment links for quick transactions. Funds are deposited directly into your bank account.

**Highlights:** Accept card payments with phone, No card reader needed, No monthly fees, Generate QR codes, Shareable payment links, Direct bank payouts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Splitzi

[App page](https://appshunter.io/ios/app/splitzi-split-bills-and-trips/id6760628181)

Easily manage shared expenses for trips, housing, or dinners. Track who owes whom with flexible splitting options. No sign-up required for anyone involved.

**Highlights:** Flexible splitting (equal, exact, percentage, shares), No sign-up required for users, Clear settlement summaries, Category breakdown reports, Unlimited groups and members, Export data (CSV, JSON, Markdown), On-device data processing

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Coffee | $2.99 | one-time |


## Frequently asked questions

### Is HandyPay free?

HandyPay is free to download, with no in-app purchases.

### Is Splitzi free?

Splitzi is free to download, with in-app purchases available.

### Which has better reviews, HandyPay or Splitzi?

Splitzi is rated higher. HandyPay averages 4.8 out of 5 from 17 ratings, while Splitzi averages 5.0 from 1 ratings.

### Do HandyPay or Splitzi have ads?

Neither HandyPay nor Splitzi shows ads.

### Which is updated more often, HandyPay or Splitzi?

HandyPay ships an update every 11 days, and Splitzi every 4 months. Most recently, HandyPay was updated on October 24, 2026 and Splitzi on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*