# BCD Wallet vs DPay LY

The clearest difference is rating: DPay LY at 5.0 against BCD Wallet's 2.7. DPay LY also leads on update cadence (every 2 weeks vs every 3 months) and iOS requirement (13.0 vs 15.0). BCD Wallet's advantage is ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DPay LY holds the better App Store score, 5.0 against 2.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

BCD Wallet ships an update every 3 months, DPay LY every 2 weeks. The most recent releases landed on October 16, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | BCD Wallet | DPay LY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (3 ratings)](https://appshunter.io/ios/app/bcd-wallet/id6751836165/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/dpay-ly/id6760252459/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 59 MB | 44 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [EVO DIGITAL SOLUTIONS COMPANY](https://appshunter.io/developer/1797718642) | [DITS - DIMENSIONS IT SOLUTIONS](https://appshunter.io/developer/1637851333) |

## What reviewers say

### BCD Wallet

[App page](https://appshunter.io/ios/app/bcd-wallet/id6751836165)

Manage your finances on your phone without a bank account. Send money, pay for services, and top up your balance easily. Designed for foreign workers in Libya, it offers secure transactions and a straightforward user experience.

**Highlights:** Create and verify wallet, Send money instantly, Receive and track transactions, Top up wallet via local channels, Pay merchants and services, Buy vouchers and gift cards, View transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DPay LY

[App page](https://appshunter.io/ios/app/dpay-ly/id6760252459)

This app aggregates multiple payment gateways for Libyan merchants, allowing them to accept payments from various sources and manage transactions through a unified platform. It offers smart invoicing, real-time dashboards, customer management, and detailed reporting with enterprise-grade security.

**Highlights:** Accept payments from 6+ gateways, Smart invoicing with payment links, Real-time transaction dashboard, Customer management and history, Detailed financial reporting, Enterprise-grade security (2FA, biometrics), Built-in customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BCD Wallet free?

BCD Wallet is free to download, with no in-app purchases.

### Is DPay LY free?

DPay LY is free to download, with no in-app purchases.

### Which has better reviews, BCD Wallet or DPay LY?

DPay LY is rated higher. BCD Wallet averages 2.7 out of 5 from 3 ratings, while DPay LY averages 5.0 from 1 ratings.

### Do BCD Wallet or DPay LY have ads?

Neither BCD Wallet nor DPay LY shows ads.

### Which is updated more often, BCD Wallet or DPay LY?

BCD Wallet ships an update every 3 months, and DPay LY every 2 weeks. Most recently, BCD Wallet was updated on October 16, 2026 and DPay LY on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*