# Monfy vs Splitrate

The clearest difference is in-app purchases: Splitrate at none against Monfy's 1. Monfy's advantage is iOS requirement (15.5 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Monfy sells 1 in-app purchase, starting at $2.99 per month. Splitrate asks for nothing beyond the download.

Monfy ships an update every 8 days, Splitrate every 4 days. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Monfy | Splitrate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monfy-budget-expense-tracker/id6751854988/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 69 MB | 18 MB |
| Requires iOS | **15.5** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Lutfullah Ozturk](https://appshunter.io/developer/1837216247) | [Marcel Baklouti](https://appshunter.io/developer/1872686976) |

## What reviewers say

### Monfy

[App page](https://appshunter.io/ios/app/monfy-budget-expense-tracker/id6751854988)

Effortlessly track expenses, manage budgets, and understand financial habits with AI-powered receipt scanning. Sync accounts for shared expenses and monitor subscriptions to avoid overspending.

**Highlights:** AI receipt scanning, Expense and income tracking, Shared budget management, Subscription monitoring, Recurring transaction tracking, Detailed financial reports, Travel expense budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Aylık Premium Paket | $2.99 | per month |


### Splitrate

[App page](https://appshunter.io/ios/app/splitrate/id6758394568)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monfy free?

Monfy is free to download, with in-app purchases available.

### Is Splitrate free?

Splitrate is free to download, with no in-app purchases.

### Do Monfy or Splitrate have ads?

Neither Monfy nor Splitrate shows ads.

### Which is updated more often, Monfy or Splitrate?

Monfy ships an update every 8 days, and Splitrate every 4 days. Most recently, Monfy was updated on October 29, 2026 and Splitrate on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*