# MTM pay vs Kach Wallet

The clearest difference is update cadence: MTM pay at fortnightly against Kach Wallet's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTM pay ships an update fortnightly, Kach Wallet monthly. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | MTM pay | Kach Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/mtm-pay/id6752014397/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Ad-supported | — |
| Size | 76 MB | 76 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MTM S.A.L](https://appshunter.io/developer/1837875654) | [E-CONN INTERNATIONAL LTD](https://appshunter.io/developer/1700408422) |

## What reviewers say

### MTM pay

[App page](https://appshunter.io/ios/app/mtm-pay/id6752014397)

This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.

**Highlights:** E-wallet account approval, Secure transactions with encryption and biometrics, Instant money transfers, Bill payments and mobile top-ups, QR code payments, Transaction history and reports, Digital receipts and notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kach Wallet

[App page](https://appshunter.io/ios/app/kach-wallet/id6784205842)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTM pay free?

MTM pay is free to download, with no in-app purchases.

### Is Kach Wallet free?

Kach Wallet is free to download, with no in-app purchases.

### Do MTM pay or Kach Wallet have ads?

Both MTM pay and Kach Wallet show ads.

### Which is updated more often, MTM pay or Kach Wallet?

MTM pay ships an update fortnightly, and Kach Wallet monthly. Most recently, MTM pay was updated on October 8, 2026 and Kach Wallet on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*