Pointer vs CardStack

Know the best card for every purchase. Pointer tells you which credit card earns the most at any store — in person or online — so you stop leaving rewards on the table. No bank logins. Ever. THE BEST CARD, EVERY TIME Search any store — Amazon, Target, your corner grocery — and Pointer ranks your cards from most to least rewarding. See the exact multiplier (like 3x on dining) and how much more you'll earn, then tap the Apple Pay prompt to pay with the right card in seconds. NO BANK LOGINS. ZERO CREDENTIAL STORAGE. Add your cards by name. Pointer never asks for card numbers, banking passwords, or third-party account connections — so there's nothing to sync, nothing to re-authenticate, and nothing sensitive stored. Privacy-first, by design. EVERY PERK YOU ALREADY PAY FOR Track the credits and benefits buried in your cards — airport lounge access, annual travel and dining credits, Global Entry, and more — across your whole wallet, so nothing expires unused. TRAVEL ON POINTS Search flights and hotels by route, date, and cabin, then see how to book them with the points you already have. Pointer factors in transfer-partner ratios and flags active transfer bonuses, so you move points at the right moment instead of guessing. BUILT FOR YOUR WALLET Pointer supports cards from every major issuer — Chase, American Express, Capital One, Citi, Discover, Bank of America, Wells Fargo, Barclays, Bilt, and US Bank — with reward structures, rotating categories, and offers kept current for you. FREE TO START The free plan includes weekly store searches, unlimited cards, the full perks tracker, and card recommendations. Pointer Pro ($4.99/month or $47.99/year) unlocks unlimited store searches, sale forecasts, and transfer-partner optimization. FREQUENTLY ASKED How does Pointer know which card to use? It cross-references each store with your cards' earn rates, active promotions, and transfer bonuses, then ranks them best to worst — with the exact multiplier and what you'd earn. Do I have to link my bank? No. You pick your cards by name. Pointer never stores card numbers or banking credentials. Is it really free? Yes — free to download and use, with an optional Pointer Pro upgrade for power users. Check before you swipe. Download Pointer and know the best card for every purchase.

CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/