# SkyOne vs AAGCU

SkyOne and AAGCU both sit at 4.9 stars, but that hides the real split: 91% of AAGCU's written reviews are positive against 40% of SkyOne's. AAGCU also leads on iOS requirement (13.0 vs 16.0). SkyOne's advantage is ratings volume (1.2K vs 154). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for SkyOne against 4.9 for AAGCU. That said, the two scores are not equally well evidenced: SkyOne has 1.2K ratings behind it against 154, so its average is the more settled of the two. Written reviews are what separate them: 40% of SkyOne's written reviews are positive against 91% of AAGCU's.

SkyOne ships an update every 2 months, AAGCU every 3 months. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | SkyOne | AAGCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1.2K ratings)](https://appshunter.io/ios/app/skyone/id675215188/reviews) | **[4.9 (154 ratings)](https://appshunter.io/ios/app/aagcu/id1328958099/reviews)** |
| Number of ratings | **1.2K** | 154 |
| Positive reviews | 39.6% of reviews | **90.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 41 MB | 83 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [SkyOne Federal Credit Union](https://appshunter.io/developer/491805994) | [Alaska Air Group Federal Credit Union](https://appshunter.io/developer/1328958098) |

## What reviewers say

### SkyOne

[App page](https://appshunter.io/ios/app/skyone/id675215188)

Manage your finances on the go with secure login, money transfers, bill payments, and mobile check deposits. Track spending, set savings goals, and apply for new accounts or loans. Access financial wellness tools and manage your cards with ease.

**Highlights:** Secure Face ID login, Send and receive money with Zelle®, Mobile check deposit, Bill pay, Apply for accounts and loans, Track spending and set budgets, Manage debit and credit cards

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none


### AAGCU

[App page](https://appshunter.io/ios/app/aagcu/id1328958099)

Manage your finances with a redesigned interface. This app allows for bill payments, check deposits, and seamless account fund transfers. Access all your memberships under a single login and view your balance at a glance.

**Highlights:** Redesigned interface, Bill Pay integration, Deposit check, Account Funds Transfers, Access all memberships under one login, Balance Sneak-Peek

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SkyOne free?

SkyOne is free to download, with no in-app purchases.

### Is AAGCU free?

AAGCU is free to download, with no in-app purchases.

### Which has better reviews, SkyOne or AAGCU?

AAGCU is rated higher. SkyOne averages 4.9 out of 5 from 1.2K ratings, while AAGCU averages 4.9 from 154 ratings.

### Do SkyOne or AAGCU have ads?

Neither SkyOne nor AAGCU shows ads.

### Which is updated more often, SkyOne or AAGCU?

SkyOne ships an update every 2 months, and AAGCU every 3 months. Most recently, SkyOne was updated on October 16, 2026 and AAGCU on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*