# TinyDebt vs Debt Payoff

The clearest difference is iOS requirement: TinyDebt at 16.4 against Debt Payoff's 18.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. TinyDebt sells 3 in-app purchases, starting at $4.99 per month and Debt Payoff sells 2 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

TinyDebt ships an update every 3 weeks, Debt Payoff monthly. The most recent releases landed on October 11, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | TinyDebt | Debt Payoff |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2 ratings)](https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 77 MB | 15 MB |
| Requires iOS | **16.4** | 18.5 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vladislav Siumbeli](https://appshunter.io/developer/1830282251) | [Yalcin Golayoglu](https://appshunter.io/developer/1607333007) |

## What reviewers say

### TinyDebt

[App page](https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043)

Organize credit card debt, personal loans, and mortgages in one place. Choose between the Debt Snowball or Debt Avalanche method to create a clear path to financial freedom. Track your progress and get smart notifications to stay on top of payments.

**Highlights:** Track multiple debt types, Debt payoff method selection, Progress visualization, Manual payment logging, Unlimited debt tracking (Pro), Interest saving calculator (Pro), Payment reminders (Pro)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Annual | $29.99 | per year |
| Lifetime | $79.99 | one-time |


### Debt Payoff

[App page](https://appshunter.io/ios/app/debt-payoff-debity/id6755724921)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Weekly | $3.99 | per 7 days |
| Debt Tracker Annual | $19.99 | per year |


## Frequently asked questions

### Is TinyDebt free?

TinyDebt is free to download, with in-app purchases available.

### Is Debt Payoff free?

Debt Payoff is free to download, with in-app purchases available.

### Do TinyDebt or Debt Payoff have ads?

Neither TinyDebt nor Debt Payoff shows ads.

### Which is updated more often, TinyDebt or Debt Payoff?

TinyDebt ships an update every 3 weeks, and Debt Payoff monthly. Most recently, TinyDebt was updated on October 11, 2026 and Debt Payoff on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*