Comparison

TinyDebt vs Money Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TinyDebt

Organize credit card debt, personal loans, and mortgages in one place. Choose between the Debt Snowball or Debt Avalanche method to create a clear path to financial freedom. Track your progress and get smart notifications to stay on top of payments.

Highlights
  • Track multiple debt types
  • Debt payoff method selection
  • Progress visualization
  • Manual payment logging
  • Unlimited debt tracking (Pro)
  • Interest saving calculator (Pro)
  • Payment reminders (Pro)
Features
Read full description

Take control of your finances and become debt-free with TinyDebt, the ultimate debt payoff tracker. Stop struggling with complicated spreadsheets. TinyDebt is a simple loan manager designed to help you organize credit card debt, personal loans, and mortgages in one place. Whether you prefer the Debt Snowball or Debt Avalanche method, our payoff planner gives you a clear path to financial freedom. Stay Organized (Free Debt Tracker) - Track Loans: Manage up to 3 debts including credit cards and student loans. - Debt Dashboard: View your total balance and monthly repayment plan at a glance. - Progress Tracking: Log payments manually and watch your debt-free date get closer. Go Pro (Accelerate Your Debt Payoff) Upgrade to TinyDebt Pro for advanced finance tools that help you save money on interest: - Unlimited Debts: Track your entire financial portfolio. - Snowball & Avalanche: Automatically calculate the fastest way to pay off debt. - What-If Calculator: See how extra payments reduce your interest and time. - Payment Reminders: Never miss a due date with smart notifications. Secure & Private Loan Management As a solo developer, I value your privacy. Your financial data stays on your device. TinyDebt is an offline debt tracker—no bank syncing required and no data sharing. Why Choose TinyDebt? Users love our intuitive debt calculator and motivating charts. If you need a clean IOU tracker or a professional debt payoff planner, TinyDebt is the simplest tool on the App Store. Start your journey today. Download the best debt tracker and see how fast you can become debt-free! By using this app, you agree to Apple's Standard End User License Agreement (EULA). You can read the full EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Money Manager

Features
Read full description

Take Control of Your Finances with Debt Tracker Debt Tracker is the ultimate app for managing money you owe and money owed to you. Whether you are tracking personal loans, business expenses, or shared costs with friends and family, Debt Tracker helps you stay organized and never miss a payment. Start Your 3-Day Free Trial Today Try all premium features free for 3 days. After your trial, choose a weekly or annual subscription to continue using the app. Key Features: Complete Debt Management Track all your debts in one place. Create detailed records with amounts, counterparties, due dates, and custom notes. Organize by direction (money you owe vs. money owed to you) and mark debts as settled when paid off. Payment History and Tracking Log multiple payments for each debt and see your progress in real-time. Visual progress bars show how much you have paid and what remains. Automatic calculations keep your balances accurate. Installment Planning Plan future payments with scheduled installments. Set amounts, due dates, and get reminders for each installment. When you mark an installment as paid, it automatically creates a payment record. Smart Reminders Never miss a payment deadline. Get notified one day before and on due dates for both debts and individual installments. Customize reminders to stay on top of your financial obligations. Categories and Organization Organize debts into 11 predefined categories including Personal, Business, Family, Friends, Medical, Education, Rent, Utilities, and more. Filter and find debts quickly with category-based organization. Powerful Search Find any debt instantly by searching through titles, counterparties, categories, or notes. Real-time filtering helps you locate what you need in seconds. Statistics and Insights Visualize your financial data with beautiful charts and graphs. See category breakdowns, monthly payment trends, and identify your top counterparties. Filter statistics by time periods to track your financial progress. Summary Dashboard Get a quick overview of your financial situation with summary cards showing total amounts, overdue debts, and active counts. Category breakdowns help you understand where your money is going. Beautiful, Modern Design Enjoy a clean, intuitive interface with smooth animations and haptic feedback. Card-based design makes navigation effortless, and color-coded indicators help you understand your financial status at a glance. Premium Subscription: Debt Tracker Premium unlocks all features including: Unlimited debt tracking Payment history and logging Installment planning Smart reminders Categories and organization Search functionality Statistics and analytics Priority support Subscription Options: Weekly subscription Annual subscription (best value) Free Trial: Start with a 3-day free trial to experience all premium features. No commitment required. Cancel anytime during the trial period. Terms and Privacy: Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage your subscriptions in your Apple ID Account Settings. Payment will be charged to your Apple ID account at confirmation of purchase. Privacy Policy: https://debttrackerapp.blogspot.com/p/privacy-policy.html Terms of Service: https://debttrackerapp.blogspot.com/p/terms-of-use-eula-debt-tracker.html Perfect For: Personal finance management Business expense tracking Shared cost tracking with roommates or friends Loan management Bill reminders Financial planning Download Debt Tracker today and take the first step toward better financial organization.

Screenshots

TinyDebt4 screens
Money Manager4 screens

Verdict

The call

TinyDebt and Money Manager are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TinyDebt sells 3 in-app purchases, starting at $4.99 per month and Money Manager sells 2 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TinyDebt ships an update every 3 weeks, Money Manager monthly. The most recent releases landed on September 8, 2026 and September 13, 2026 respectively.

ScorecardNo meaningful differences
TinyDebt versus Money Manager: the parameters behind the verdict, then further details
ParameterTinyDebtMoney Manager
PriceFreeFree
Rating3.5 (2 ratings) — better
Positive reviews50.0% of reviews
Number of ratings2 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size77 MB14 MB
Age rating4+4+
DeveloperVladislav SiumbeliYalcin Golayoglu

In-app purchases

3 purchases

TinyDebt

Subscriptions2
  • Monthly3 Days trial$4.991 Month
  • Annual3 Days trial$29.991 Year
One-time1
  • Lifetime$79.99
2 purchases

Money Manager

Subscriptions2
  • Debt Tracker Weekly3 Days trial$3.997 Days
  • Debt Tracker Annual7 Days trial$19.991 Year

Questions

Is TinyDebt free?
TinyDebt is free to download, with in-app purchases available.
Is Money Manager free?
Money Manager is free to download, with in-app purchases available.
Do TinyDebt or Money Manager have ads?
Neither TinyDebt nor Money Manager shows ads.
Which is updated more often, TinyDebt or Money Manager?
TinyDebt ships an update every 3 weeks, and Money Manager monthly. Most recently, TinyDebt was updated on September 8, 2026 and Money Manager on September 13, 2026.

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