# TinyDebt vs Debt Payoff

The clearest difference is iOS requirement: TinyDebt at 16.4 against Debt Payoff's 18.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. TinyDebt sells 3 in-app purchases, starting at $4.99 per month and Debt Payoff sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | TinyDebt | Debt Payoff |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2 ratings)](https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Freemium | — |
| Size | 77 MB | 19 MB |
| Requires iOS | **16.4** | 18.5 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vladislav Siumbeli](https://appshunter.io/developer/1830282251) | [Yalcin Golayoglu](https://appshunter.io/developer/1607333007) |

## What reviewers say

### TinyDebt

[App page](https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043)

This app helps you manage and pay off debts like credit cards, personal loans, and mortgages. It offers tools to track your progress, plan payments, and visualize your journey to becoming debt-free.

**Highlights:** Track multiple debts, Debt Snowball and Avalanche methods, Progress tracking and visualization, Payment reminders, What-if calculator, Offline data storage

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Annual | $29.99 | per year |
| Lifetime | $59.99 | one-time |


### Debt Payoff

[App page](https://appshunter.io/ios/app/debt-payoff-debity/id6755724921)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Weekly | $4.99 | per 7 days |
| Debt Tracker Annual | $19.99 | per year |
| Lifetime Purchase | $29.99 | one-time |


## Frequently asked questions

### Is TinyDebt free?

TinyDebt is free to download, with in-app purchases available.

### Is Debt Payoff free?

Debt Payoff is free to download, with in-app purchases available.

### Do TinyDebt or Debt Payoff have ads?

Neither TinyDebt nor Debt Payoff shows ads.

### Which is updated more often, TinyDebt or Debt Payoff?

TinyDebt ships an update monthly, and Debt Payoff monthly. Most recently, TinyDebt was updated on November 5, 2026 and Debt Payoff on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*