# TinyDebt vs Debt Payoff Tracker

The clearest difference is update cadence: TinyDebt at every 3 weeks against Debt Payoff Tracker's every 3 months. TinyDebt also leads on iOS requirement (16.4 vs 18). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. TinyDebt sells 3 in-app purchases, starting at $4.99 per month and Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

TinyDebt ships an update every 3 weeks, Debt Payoff Tracker every 3 months. Both last shipped on September 8, 2026.

## The numbers

| Metric | TinyDebt | Debt Payoff Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2 ratings)](https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 77 MB | 4 MB |
| Requires iOS | **16.4** | 18 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Vladislav Siumbeli](https://appshunter.io/developer/1830282251) | [Karol Jaworski](https://appshunter.io/developer/1799974477) |

## What reviewers say

### TinyDebt

[App page](https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043)

Organize credit card debt, personal loans, and mortgages in one place. Choose between the Debt Snowball or Debt Avalanche method to create a clear path to financial freedom. Track your progress and get smart notifications to stay on top of payments.

**Highlights:** Track multiple debt types, Debt payoff method selection, Progress visualization, Manual payment logging, Unlimited debt tracking (Pro), Interest saving calculator (Pro), Payment reminders (Pro)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Annual | $29.99 | per year |
| Lifetime | $79.99 | one-time |


### Debt Payoff Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-zero/id6760733303)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro - First Year Offer | $39.99 | per year |
| Zero Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is TinyDebt free?

TinyDebt is free to download, with in-app purchases available.

### Is Debt Payoff Tracker free?

Debt Payoff Tracker is free to download, with in-app purchases available.

### Do TinyDebt or Debt Payoff Tracker have ads?

Neither TinyDebt nor Debt Payoff Tracker shows ads.

### Which is updated more often, TinyDebt or Debt Payoff Tracker?

TinyDebt ships an update every 3 weeks, and Debt Payoff Tracker every 3 months. Most recently, TinyDebt was updated on September 8, 2026 and Debt Payoff Tracker on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*