# Chippy Split vs Settle

The clearest difference is in-app purchases: Settle at none against Chippy Split's 1. Chippy Split's advantage is iOS requirement (15.6 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Chippy Split sells 1 in-app purchase, starting at $1.99 per month. Settle asks for nothing beyond the download.

Chippy Split ships an update weekly, Settle every 2 weeks. The most recent releases landed on September 21, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Chippy Split | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 87 MB | 29 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Aman Khan](https://appshunter.io/developer/1838878555) | [Yashvardhan Bhardwaj](https://appshunter.io/developer/6785658115) |

## What reviewers say

### Chippy Split

[App page](https://appshunter.io/ios/app/chippy-split/id6752320999)

Easily manage shared expenses with friends, roommates, and groups. Split bills instantly, track balances in real-time, and settle debts without confusion. Organize expenses by group and get clear overviews of all shared spending.

**Highlights:** Instant bill splitting, Flexible splitting options, Organize expenses by groups, Real-time balance tracking, Payment reminders, Expense history and reports, Receipt import

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Chippy Pro | $1.99 | per month |


### Settle

[App page](https://appshunter.io/ios/app/settle-split-expenses/id6785658113)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Chippy Split free?

Chippy Split is free to download, with in-app purchases available.

### Is Settle free?

Settle is free to download, with no in-app purchases.

### Do Chippy Split or Settle have ads?

Neither Chippy Split nor Settle shows ads.

### Which is updated more often, Chippy Split or Settle?

Chippy Split ships an update weekly, and Settle every 2 weeks. Most recently, Chippy Split was updated on September 21, 2026 and Settle on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*