# FiatFlex vs HOLD

The clearest difference is device support: HOLD at 3 against FiatFlex's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FiatFlex ships an update every 2 weeks, HOLD monthly. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | FiatFlex | HOLD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | — | Free |
| Size | 95 MB | 119 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [DIGISUBS AGENCY](https://appshunter.io/developer/1839312682) | [HIHODL Technologies OU](https://appshunter.io/developer/1852574442) |

## What reviewers say

### FiatFlex

[App page](https://appshunter.io/ios/app/fiatflex/id6752437681)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### HOLD

[App page](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065)

This app allows you to get paid from anywhere, split expenses with friends in group chats, and manage your money with an AI assistant. It also offers features for travel, saving, and investing in cryptocurrencies.

**Highlights:** Receive payments globally, Split expenses in group chats, AI money assistant for planning, Book travel and hotels, Save and invest in crypto, Self-custodial security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FiatFlex free?

FiatFlex is free to download, with no in-app purchases.

### Is HOLD free?

HOLD is free to download, with no in-app purchases.

### Do FiatFlex or HOLD have ads?

Neither FiatFlex nor HOLD shows ads.

### Which is updated more often, FiatFlex or HOLD?

FiatFlex ships an update every 2 weeks, and HOLD monthly. Most recently, FiatFlex was updated on November 8, 2026 and HOLD on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*