# SoonPay vs Purpose Payment

The clearest difference is review sentiment: Purpose Payment at 100% against SoonPay's 0%. Purpose Payment also leads on rating (5.0 vs 4.0). SoonPay's advantage is update cadence (every 4 days vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Purpose Payment holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 4 respectively. Written reviews point the same way: 0% of SoonPay's written reviews are positive against 100% of Purpose Payment's.

SoonPay ships an update every 4 days, Purpose Payment every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SoonPay | Purpose Payment |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/purpose-payment/id6778137017/reviews)** |
| Number of ratings | 4 | 4 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 36 MB | 43 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Soon Pay LLC](https://appshunter.io/developer/1839777074) | [Purpose Payment](https://appshunter.io/developer/1816187415) |

## What reviewers say

### SoonPay

[App page](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882)

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

**Highlights:** Instant P2P payments, ACH bank transfers, Spending tracking, Real-time wallet balance, Detailed transaction history, Bank-level encryption

**Features:** macOS Compatibility

**In-app purchases:** none


### Purpose Payment

[App page](https://appshunter.io/ios/app/purpose-payment/id6778137017)

This app facilitates secure, bank-linked QR code payments, reducing merchant fees and enabling automatic, merchant-funded donations to chosen charities. Users also earn reward points redeemable for exclusive local perks.

**Highlights:** Secure bank-linked QR code payments, Lower merchant processing fees, Automatic merchant-funded charity donations, Earn and redeem reward points, Exclusive local and university-related rewards, Secure bank connection via Plaid

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SoonPay free?

SoonPay is free to download, with no in-app purchases.

### Is Purpose Payment free?

Purpose Payment is free to download, with no in-app purchases.

### Which has better reviews, SoonPay or Purpose Payment?

Purpose Payment is rated higher. SoonPay averages 4.0 out of 5 from 4 ratings, while Purpose Payment averages 5.0 from 4 ratings.

### Do SoonPay or Purpose Payment have ads?

Neither SoonPay nor Purpose Payment shows ads.

### Which is updated more often, SoonPay or Purpose Payment?

SoonPay ships an update every 4 days, and Purpose Payment every 2 weeks. Most recently, SoonPay was updated on October 24, 2026 and Purpose Payment on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*