# Viet P2P vs SpendWhat

The clearest difference is in-app purchases: Viet P2P at none against SpendWhat's 2. Viet P2P also leads on ads (none vs shown) and iOS requirement (12.0 vs 15.1). SpendWhat's advantage is update cadence (every 2 days vs monthly). On price and device support there is nothing between them.

Both are free to download. SpendWhat sells 2 in-app purchases, starting at $3.99 per month. Viet P2P asks for nothing beyond the download.

Viet P2P ships an update monthly, SpendWhat every 2 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Viet P2P | SpendWhat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendwhat-expense-tracker/id6761128715/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | — | Free with in-app purchases |
| Size | 45 MB | 71 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [H-Finance company limited](https://appshunter.io/developer/1839781035) | [Anh Nguyen](https://appshunter.io/developer/1844049496) |

## What reviewers say

### Viet P2P

[App page](https://appshunter.io/ios/app/viet-p2p/id6752543361)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendWhat

[App page](https://appshunter.io/ios/app/spendwhat-expense-tracker/id6761128715)

Effortlessly track your spending with an AI-powered financial assistant. Log expenses via voice or receipt scan, receive personalized saving tips, and visualize your financial health with intuitive charts. Keep your data synced and secure across all devices.

**Highlights:** Voice-powered expense logging, Smart receipt scanning (OCR), Personalized AI saving tips, Intuitive visual financial charts, Cross-platform data sync, AI-driven spending nudges

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly plan | $3.99 | per month |
| Anuual plan | $9.99 | per year |


## Frequently asked questions

### Is Viet P2P free?

Viet P2P is free to download, with no in-app purchases.

### Is SpendWhat free?

SpendWhat is free to download, with in-app purchases available.

### Do Viet P2P or SpendWhat have ads?

SpendWhat shows ads; Viet P2P does not.

### Which is updated more often, Viet P2P or SpendWhat?

Viet P2P ships an update monthly, and SpendWhat every 2 days. Most recently, Viet P2P was updated on October 25, 2026 and SpendWhat on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*