# SpendeePlus vs Займы онлайнㅤㅤㅤㅤㅤ

The clearest difference is rating: SpendeePlus at 5.0 against Займы онлайнㅤㅤㅤㅤㅤ's 3.8. Займы онлайнㅤㅤㅤㅤㅤ's advantage is in-app purchases (none vs 5) and update cadence (every 3 days vs every 12 months). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. SpendeePlus sells 5 in-app purchases, starting at $1.99 per month. Займы онлайнㅤㅤㅤㅤㅤ asks for nothing beyond the download.

SpendeePlus holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 4 and 4 respectively.

SpendeePlus ships an update every 12 months, Займы онлайнㅤㅤㅤㅤㅤ every 3 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SpendeePlus | Займы онлайнㅤㅤㅤㅤㅤ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/spendeeplus/id6752611132/reviews)** | [3.8 (4 ratings)](https://appshunter.io/ios/app/id6758525469/reviews) |
| Number of ratings | 4 | 4 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 3 days** |
| Monetization | Freemium | **Free** |
| Size | 9 MB | 31 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Iaroslav Sarchuk](https://appshunter.io/developer/1840163833) | [PODZALOG, OOO](https://appshunter.io/developer/1873362054) |

## What reviewers say

### SpendeePlus

[App page](https://appshunter.io/ios/app/spendeeplus/id6752611132)

Track your spending and manage budgets effortlessly without needing bank logins. Set financial goals, monitor savings, and gain insights into your spending habits with customizable categories and alerts. Your financial data remains private and on your device.

**Highlights:** Expense and income tracking, Customizable budgets and goals, Multiple wallet management, Savings goal progress visualization, Financial insights and charts, Privacy-focused design, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $1.99 | per month |
| Premium Monthly | $2.99 | per month |
| Pro Yearly | $17.99 | per year |
| Premium Yearly | $24.99 | per year |
| Lifetime Access | $89.99 | one-time |


### Займы онлайнㅤㅤㅤㅤㅤ

[App page](https://appshunter.io/ios/app/id6758525469)

Apply for a loan quickly and easily through a short online form. Receive funds directly to your Russian bank card within minutes. Applications are processed 24/7.

**Highlights:** Online loan application, Funds transferred to bank card, 24/7 application processing, Fast decision within 5 minutes, Variable annual interest rates

**In-app purchases:** none


## Frequently asked questions

### Is SpendeePlus free?

SpendeePlus is free to download, with in-app purchases available.

### Is Займы онлайнㅤㅤㅤㅤㅤ free?

Займы онлайнㅤㅤㅤㅤㅤ is free to download, with no in-app purchases.

### Which has better reviews, SpendeePlus or Займы онлайнㅤㅤㅤㅤㅤ?

SpendeePlus is rated higher. SpendeePlus averages 5.0 out of 5 from 4 ratings, while Займы онлайнㅤㅤㅤㅤㅤ averages 3.8 from 4 ratings.

### Do SpendeePlus or Займы онлайнㅤㅤㅤㅤㅤ have ads?

Neither SpendeePlus nor Займы онлайнㅤㅤㅤㅤㅤ shows ads.

### Which is updated more often, SpendeePlus or Займы онлайнㅤㅤㅤㅤㅤ?

SpendeePlus ships an update every 12 months, and Займы онлайнㅤㅤㅤㅤㅤ every 3 days. Most recently, SpendeePlus was updated on October 25, 2026 and Займы онлайнㅤㅤㅤㅤㅤ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*