# SpendeePlus vs Latte Factor

The clearest difference is update cadence: Latte Factor at every 10 days against SpendeePlus's every 12 months. Latte Factor also leads on iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. SpendeePlus sells 5 in-app purchases, starting at $1.99 per month and Latte Factor sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

SpendeePlus ships an update every 12 months, Latte Factor every 10 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SpendeePlus | Latte Factor |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/spendeeplus/id6752611132/reviews)** | — |
| Number of ratings | **4** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 10 days** |
| Monetization | Freemium | — |
| Size | 9 MB | 40 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Iaroslav Sarchuk](https://appshunter.io/developer/1840163833) | [Hoang Xuan Binh](https://appshunter.io/developer/1896595891) |

## What reviewers say

### SpendeePlus

[App page](https://appshunter.io/ios/app/spendeeplus/id6752611132)

Track your spending and manage budgets effortlessly without needing bank logins. Set financial goals, monitor savings, and gain insights into your spending habits with customizable categories and alerts. Your financial data remains private and on your device.

**Highlights:** Expense and income tracking, Customizable budgets and goals, Multiple wallet management, Savings goal progress visualization, Financial insights and charts, Privacy-focused design, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $1.99 | per month |
| Premium Monthly | $2.99 | per month |
| Pro Yearly | $17.99 | per year |
| Premium Yearly | $24.99 | per year |
| Lifetime Access | $89.99 | one-time |


### Latte Factor

[App page](https://appshunter.io/ios/app/latte-factor-savings-planner/id6770280689)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Unlock | $2.99 | one-time |


## Frequently asked questions

### Is SpendeePlus free?

SpendeePlus is free to download, with in-app purchases available.

### Is Latte Factor free?

Latte Factor is free to download, with in-app purchases available.

### Do SpendeePlus or Latte Factor have ads?

Neither SpendeePlus nor Latte Factor shows ads.

### Which is updated more often, SpendeePlus or Latte Factor?

SpendeePlus ships an update every 12 months, and Latte Factor every 10 days. Most recently, SpendeePlus was updated on November 8, 2026 and Latte Factor on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*