# FinWise vs Paycle

The clearest difference is in-app purchases: Paycle at none against FinWise's 2. FinWise's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. FinWise sells 2 in-app purchases, starting at $8.99 per month. Paycle asks for nothing beyond the download.

FinWise ships an update every 10 days, Paycle weekly. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | FinWise | Paycle |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 10 days | **Weekly** |
| Size | 93 MB | 38 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [FinWiseApp, Corp](https://appshunter.io/developer/1840172175) | [TezStudio](https://appshunter.io/developer/1016748174) |

## What reviewers say

### FinWise

[App page](https://appshunter.io/ios/app/finwise-money/id6752612631)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FinWise monthly subscription | $8.99 | per month |
| FinWise annual subscription | $89.99 | per year |


### Paycle

[App page](https://appshunter.io/ios/app/paycle-subscription-tracker/id6760412601)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FinWise free?

FinWise is free to download, with in-app purchases available.

### Is Paycle free?

Paycle is free to download, with no in-app purchases.

### Do FinWise or Paycle have ads?

Paycle shows ads; FinWise does not.

### Which is updated more often, FinWise or Paycle?

FinWise ships an update every 10 days, and Paycle weekly. Most recently, FinWise was updated on October 24, 2026 and Paycle on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*